American Express offers two David Jones co-branded credit cards which come with some unique benefits including some of the highest point earn rates on supermarkets and petrol stations. Of course, these cards also come with some fantastic benefits for shopping at David Jones.
Right now there is an increased bonus offer on the Amex David Jones credit cards. With up to 40,000 bonus points at stake, let’s have a look and see whether these cards are worth an application!
Important: David Jones Amex cards are a completely separate product to other American Express cards. This means that even if you already hold ANY type of Amex card, whether it is a card issued by your bank or American Express themselves, you are still eligible for the bonus points.
David Jones Amex – 20,000MR OR 15,000 Qantas Points (Best Value)
David Jones Amex Platinum – 40,000MR OR 30,000 Qantas Points
Amex David Jones Benefits:
Highest Qantas Points Earn At The Supermarket:
The David Jones Amex cards are the highest earning Qantas frequent flyer credit cards for use at the supermarket. Depending on whether you select Membership Reward points or Qantas Points for your card you will earn either 3MR points per dollar or 2.25 Qantas frequent flyer points per dollar at all major supermarkets. Typically groceries are a big expense of most people, and by using the right card, you can maximise on the money you’re going to spend anyway.
Participating supermarkets are:
Coles, Woolworths, IGA, Safeway, Harris Farm Markets, Bi-Lo, Fishers, Food For Less, Fresh Provisions, Macro Wholefoods, Supabarn and Thomas Dux
Highest Qantas Points Earn At Petrol Stations:
The David Jones Amex cards also offer the most QF points per dollar when it comes to paying at the pump. Major petrol stations also earn 3MR or 2.25QF points per dollar spent.
Participating petrol Stations:
BP, Caltex, Shell, Ampol, Woolworths, Gull, Mobil, Metro, Peak, Safeway Petrol, United, Woolworths Petrol and 7 Eleven.
Bonus Earn Rate At David Jones:
Now this one is a given since the cards are co-branded David Jones so one would expect some perks at DJ’s! When shopping at David Jones, you will earn 2MR or 1.5 Qantas Points per dollar on the low fee Amex David Jones card while those that opt for the David Jones Platinum Amex will earn a whopping 4MR or 3 Qantas Points per dollar spent.
In addition to this, both cards receive the following benefits when shopping in store at David Jones:
- Complimentary gift wrapping in store or online
- Free standard delivery for items purchased in store or online
- Exclusive offers on the brands you love
- Invites to fashion and shopping events
- Up to 4 years interest-free with no deposit when you spend $500 or more on home-wares, furniture, bedding or electrical items in-store at David Jones
- Fashion Pay Later Option: you won’t pay a cent for three months when you spend $250 or more in store on any women’s or men’s apparel, shoes and fashion accessories
- Christmas Deferred Payment Option: you won’t have to make any payments until February the following year on in-store purchases made between 1 November and 24 December.
On top of this the Platinum card holders will also receive the following benefits:
- Free courier delivery for in-store purchases, made on the following business day
- Invitations to exclusive fashion events
- Complimentary alterations on women’s and men’s apparel purchased instore, excluding David Jones Bridal
- Priority appointments at Personal Shopping Suites and Shopping Bag Concierge for the ultimate David Jones shopping experience.
Everyday spending with the David Jones American Express is either 1MR or 0.75 Qantas Frequent Flyer points, which is not the greatest so I would recommend using a different credit card such as Amex Explorer for everyday spending since the earn rate is double! If you’re a big spender at the supermarket and prefer earning MR points, go for the Platinum Edge instead (It’s still my favourite card!)
- Both cards come with a high bonus points offer for the price, the standard David Jones Amex cards comes with 20,000 MR points or 15,000 Qantas points for $99.
- The Platinum David Jones Amex cards come with 40,000MR points or 30,000 Qantas frequent flyer points for $295.
Note: To receive the sign-up bonus of 20k MR/15k QF or 40k MR/30k QF, you must spend outside of David Jones 1 time within the first month of activating your new card. (There is no minimum amount of spend required!)
Qantas Points VS Membership Rewards
Both offers are fairly equal so it will depend on your personal plans. The MR offer has more flexibility since you can transfer to a great range of airline partners such as:
- Virgin Australia
- Singapore Airlines
- Cathay Pacific
- Malaysian Airlines
- Thai Airways
- Virgin Atlantic
- Air New Zealand
Keep in mind that David Jones MR transfer at a rate of 2:1 with the exception of Air NZ (but one should never transfer points to this program, it’s just not worth it!) so the 20,000 effectively becomes 10,000 Frequent flyer points.
Bonus Transfer Partner for MR (Most Valuable)
For those in the know, the best way to maximise this offer is to transfer to Starwood Hotels reward program (SPG) which offers a fantastic transfer rate on the David Jones cards. Starwood Hotels Starpoints are unique since you can transfer them to a great range of Frequent Flyer programs such as American Airlines (AAdvantage), Asia Miles, KrisFlyer and more. Best of all, when you transfer 20,000 Starpoints to a frequent flyer program, Starwood adds a bonus of 5000 points! Your 20k now is 25k, magic!
Even if you’re not a frequent shopper at David Jones the $99 card offers fantastic value in my opinion. Both Qantas points collectors and fans of SPG (Starwood) can get a great deal. It’s especially tempting for those of us that already have a stack of American Express issued credit cards since we will also get the bonus in this instance. You can find out more about the $99 David Jones card here and to apply for the Platinum David Jones Amex click here.