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The Highest Earning Qantas Credit Cards In 2021

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Tom Goward | 01/09/2021

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What’s the best credit card to earn Qantas Points? It’s one of our most received questions at Flight Hacks, and for good reason. Being armed with a great Qantas credit card opens up a world of travel possibilities. Naturally, the answer isn’t conclusive, but most of the time people are interested in a Qantas Frequent Flyer credit card that comes with a massive sign-up bonus. However, there are times when this isn’t the case.

For some, the sign-up bonus is somewhat irrelevant compared to a card’s earn rate. Big spenders who put everything on their frequent flyer credit card can often earn more from a high earn rate than churning sign-up bonuses.

In this guide, we outline the best Qantas Credit Cards with a high earn rate.

Qantas American Express Ultimate

American Express Qantas Ultimate Credit Card

As you’d expect, the Qantas American Express Ultimate card is nothing short of ‘ultimate’. A sizable earn rate of 1.25 Qantas Points per $1 spent will see your points balance skyrocket. Amex even boosts this to 2.25 points per dollar on selected Qantas products and services.

The best part is no points cap which means you’ll continue to earn the same rate for each $1 spent regardless of how much you spend each month.

Annual Fee: $450

Qantas Amex Ultimate  Earn Rate:

  • 2.25 Qantas Points per $1 spent on eligible Qantas products and services
  • 1.25 Qantas Points per $1 spent on card purchases
  • 0.5 Qantas Points per $1 spent on purchases at government bodies in Australia

Qantas Amex Ultimate Benefits:

  • 55,000 bonus Qantas Points when you are approved and spend $3,000 within the first three months
  • $450 annual Qantas travel credit for use via American Express Travel
  • Two American Express Lounge entries per year
  • Two Qantas Club lounge invitations each year after purchasing eligible Qantas products and services
  • Qantas Wine Premium membership
  • Uncapped Qantas Points earn

Help us help you by applying for the Qantas Amex Ultimate Credit Card here.

Qantas Premier Titanium

Qantas Premier Titanium

The Qantas Premier Titanium packs a punch at the top of Qantas Money’s credit card lineup handled by Citibank. There’s a raft of benefits exclusive to the card for those who can meet the $200,000 minimum income requirement. Everyday domestic purchases pocket 1.25 Qantas Points per $1 spent, with an additional 2 points per $1 spent on Qantas purchases. That could be 3.25 points per dollar!

Annual Fee: $1,200

Qantas Premier Titanium Earn Rate:

  • 2 Qantas Points per AU$1 equivalent spent on international purchases
  • 1.25 Qantas Points per $1 spent on domestic purchases (up to $12,500 per statement period)
  • 0.5 Qantas Points per $1 spent on domestic purchases above $12,500 each statement period
  • 2 additional Qantas Points per $1 spent with Qantas

Qantas Premier Titanium Benefits:

  • 150K bonus Qantas Points after spending $5,000 within three months of approval
  • 10% off the base fare of eligible Qantas flights for up to 2 travellers twice a year
  • Two Qantas First lounge invitations for Qantas First Lounges in Sydney, Melbourne or Los Angeles
  • Two domestic Qantas Club or Qantas International Business lounge invitations
  • 20% bonus Status Credits on eligible flights purchased on your card
  • Qantas Wine Premium membership
  • Up to 20,000 Qantas Points per year through the Qantas Wellbeing App

Citi Prestige Qantas

Citi Prestige Qantas

The Citi Prestige Qantas credit card offers a generous 1.5 Qantas Points per $1 spent on many everyday purchases. Combined with exclusive perks like free hotel nights and 24/7 luxury car transfers, this card is certainly something to think about!

Annual Fee: $749

Citi Prestige Qantas Earn Rate:

  • 1.5 Qantas Points per $1 spent on eligible international purchases
  • 1.5 Qantas Points per $1 spent on purchases with major airlines, hotel chains and restaurants in Australia
  • 1 Qantas Point per $1 spent on purchases with major supermarkets, petrol outlets and national retailers
  • 0.5 Qantas Points per $1 spent on other eligible domestic purchases

Citi Prestige Qantas Benefits:

  • Priority Pass lounge access for you and one guest
  • 4th night free when you book four consecutive nights at a range of hotels
  • Luxury car transfers up to the value of $100 in selected cities across Australia
  • A complimentary bottle of wine at any of Citi’s partner restaurants in Australia

Westpac Altitude Qantas Black

Westpac Altitude Black

It’s fair to say the Westpac Altitude Qantas Black credit card doesn’t have the best earn rate at 0.75 Qantas Points per $1 spent. What it does have is uncapped Qantas Points per statement period, meaning you’ll continue to earn 0.75 Qantas Points per $1 regardless of the amount you spend. This is key for big spenders, and the main reason we decided to keep it in this guide.

Annual Fee: $250

Westpac Altitude Qantas Black Earn Rate: 0.75 Qantas Points per $1 spent on eligible purchases (uncapped)

Westpac Altitude Qantas Black Benefits:

  • Up to 120,000 bonus Qantas Points (90K after spending $4,000 within 90 days, plus 30K after the first eligible purchase in year 2)
  • Existing Westpac customers save $100 on their first-year annual card fee
  • Uncapped Qantas Points earn
  • Two Qantas Club lounge passes each year

St. George Amplify Qantas Signature

St. George Amplify Signature

We have included St. George’s Amplify Qantas Signature credit card for the same reason as Westpac’s Altitude Qantas Black – uncapped earning potential.

Annual Fee: $279

St. George Amplify Qantas Signature Earn Rate: 0.75 Qantas Points per $1 spent on eligible purchases (uncapped)

St. George Amplify Qantas Signature Benefits:

  • 90,000 bonus Qantas Points after spending $6,000 on eligible purchases in your first 90 days
  • Uncapped Qantas Points earn
  • Two Qantas Club lounge passes each year
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Tom Goward

Editor of Flight Hacks with a passion for aviation and travel

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