American Express Platinum Business Card
A premium business card offering 350,000 bonus points, airport lounge access and up to 55 cash flow days
Earn 350,000 Bonus Membership Rewards Points plus an $875 Credit1 when you apply by 3 November 2026, are approved and spend $12,000 on eligible purchases on your new American Express Platinum Business Card within the first 3 months of your approval date.
T&Cs apply. Available for new American Express Card Members only.
Why Choose The Amex Platinum Business Card?
The American Express Platinum Business is one of the most rewarding business charge cards in Australia. It's designed for small to medium business owners looking to level up their travel experience and maximise their points earning through the Membership Rewards program.
Unlike some rewards cards that reduce earn rates after reaching certain thresholds, the Platinum Business continues to earn 2.25 Membership Rewards points per dollar spent on eligible purchases, without monthly or annual earning limits.
Membership Rewards Points can be transferred to 14+ airline and hotel loyalty programs, including Qantas Frequent Flyer, Velocity Frequent Flyer, Singapore Airlines KrisFlyer, Cathay Pacific Asia Miles, and Qatar Airways Privilege Club.
That huge points flexibility is one of the Platinum Business' biggest strengths. Rather than locking you into a single airline, Membership Rewards can be transferred where award availability and redemption value make the most sense.
Alongside that travel flexibility, Card Members also gain access to a range of business benefits, including flexible spending power. This means that there is no pre-set spending limit. Spending capacity can adapt over time based on factors such as payment history, transaction patterns and business profile.
The American Express Platinum Business can also provide valuable cash flow flexibility, with up to 55 days to pay for eligible purchases. This can help businesses better manage expenses, supplier payments and short-term working capital.
Key Benefits
Earn 350,000 Bonus Membership Rewards Points plus an $875 Credit when you apply by 3 November 2026, are approved and spend $12,000 on eligible purchases on your new American Express Platinum Business Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.
on eligible purchases
on ATO and government-related spend
Access to 14+ frequent flyer and hotel loyalty programs thanks to Membership Rewards
Premium travel insurance benefits, Card Purchase Cover, Buyer’s Advantage Cover and Loss Damage Waiver Cover
What Are The Points Worth?
With 350,000 Membership Rewards, you can start planning a trip as soon as those points hit your account! When it comes to transferring the points to the most popular frequent flyer programs, keep in mind that points will go across at a rate of 3:1 for most programs.
This essentially means your 350,000 MR points will be worth:
- Qantas: 175,000 Qantas Points
- Virgin Australia: 175,000 Velocity Points
- Cathay Pacific: 116,000 Asia Miles
- Singapore Airlines: 116,000 KrisFlyer Miles
- Qatar Airways: 116,000 Avios
- British Airways: 116,000 Avios
- Malaysia Airlines: 116,000 Enrich Miles
- Virgin Atlantic: 116,000 Virgin Points
- Emirates: 87,500 Skywards Miles
- Air New Zealand: $1,750 Airpoints
What Could 350,000 Membership Rewards Points Unlock?
Membership Rewards points can unlock some exceptional travel experiences when strategically transferred to airline partners. The limited-time Amex Platinum Business bonus offer of 350,000 Membership Rewards points is substantial enough to unlock a range of business class flights. Here are three standout ways those points could be used.
1. Qsuite Business Class To London
Fly from Melbourne to London with Qatar Airways in business class for 158,500 Velocity Points (equivalent to 317,000 Membership Rewards) + around $725 AUD in taxes.
Widely regarded as one of the world’s best business class products, Qatar Airways Qsuite offers fully enclosed suites, dine-on-demand service and direct aisle access on long-haul flights.
2. Fiji Return For Two In Business Class
Fly from Sydney to Fiji in Fiji Airways business class. Per person, the return trip costs 87,200 Qantas Points + around $300 AUD in taxes. That means the signup bonus alone is enough to fly two people to Fiji island paradise return in lie-flat business class.
When booking the Fiji Airways A350, business class passengers enjoy a premium experience from the moment they arrive at the airport. You'll get lounge access, priority boarding, and lie-flat business class seats on Fiji's flag carrier.
3. Return Business Class To Vietnam
You could book Vietnam Airlines business class from Perth to Ho Chi Minh City return, using the signup bonus!
One of the more creative ways to maximise Membership Rewards points is through Flying Blue, the loyalty program of Air France and KLM. By transferring Membership Rewards points to Marriott Bonvoy and then onwards to Flying Blue, cardholders can unlock some excellent-value business class redemptions (read more on this in our Amex Transfer Hack guide).
From Perth to Ho Chi Minh City, you'd need around 36,000 Flying Blue miles. Using this strategy, that's an equivalent of approximately 139,500 Membership Rewards Points.
Why A Charge Card?
The Amex Platinum Business Card is a charge card and not a credit card. This means business users can enjoy flexible spending power on their business card with up to 55 days to pay for purchases.
Unlike a credit card, a charge card must be paid in full each billing cycle. That said, American Express does offer flexible payment options if it’s needed.
Uncapped Earn Rates
The American Express Platinum Business Card earns Membership Rewards Points. This program allows members to transfer points to their airline program of choice on demand.
Earn rates are as follows:
- 2.25 points per $1 on eligible purchases
- 1 point per $1 on ATO and government-related spend
One major advantage of the Platinum Business Card is the lack of monthly or annual points earning caps. Unlike many competing rewards cards, eligible business spending continues earning Membership Rewards points, making it particularly attractive for higher-spending businesses.
Lounge Access With Amex Business Platinum
Frequent travellers will get significant value from the Platinum Business Card’s extensive lounge access benefits. From premium Centurion Lounges to Priority Pass and Virgin Australia lounges, cardholders can access thousands of airport lounges worldwide.
- The Centurion Lounge: access to American Express’ own The Centurion Lounge in Sydney and Melbourne, plus Centurion Lounges overseas. You can bring in one additional guest travelling on the same flight.
- Priority Pass Lounge: one complimentary Priority Pass Membership, which gives the Primary Card Member access to 1,200 Priority Pass Lounges in 500 airports. The complimentary Priority Pass access is equivalent to the US$469 “Prestige” membership, so it’s a very valuable benefit! You can bring in one additional guest to the Priority Pass Lounge.
- Plaza Premium Lounge: access to Plaza Premium lounges worldwide, a smaller network of high-quality premium lounges at selected airports. You can bring in one additional guest to the Plaza Premium Lounge.
- Virgin Australia Lounge: access Virgin Australia's network of domestic lounges when travelling with Virgin Australia. You can also bring one extra guest at no additional cost.
- Delta Sky Club: access to Delta SkyClub lounges when travelling with Delta Air Lines.
Important Note: American Express has announced changes to lounge access effective July and October 2026. For simplicity, we have used the new policy above. Read more here.
Complimentary Elite Hotel Status
The American Express Platinum Business Card also comes with several hotel statuses:
- Hilton Honors Gold
- Marriott Bonvoy Elite Gold
- Radisson Rewards Premium
ALL Accor+ Explorer Membership
The Amex Platinum Card now comes with a complimentary ALL Accor+ Explorer membership for the Primary Card Member. This is a hugely rewarding hotel membership that retails at $349 per year but is included as part of your Amex Platinum Membership!
Perhaps the best benefit is the two ‘Stay Plus’ complimentary nights (each free night must be booked in conjunction with a paid night) that can be used for two nights at Accor Hotels throughout the year.
ALL Accor+ Explorer membership benefits include:
- 2 Stay Plus free nights for use in Asia Pacific on a buy-one-get-one-free basis
- Accor Gold Status thanks to 30 bonus Status Nights per year
- Up to 50% off hotel stays with limited-time Red Hot Rooms promotions
- 15% off hotel stays year-round at most Accor properties worldwide
- 30% off dining at Asia Pacific hotels
- 15% off drinks at Asia Pacific hotels
American Express Fine Hotels & Resorts
As an American Express Platinum Business Card Member, you will receive access to American Express Fine Hotels & Resorts (FHR). This is a collection of luxury hotels around the world where you will receive additional benefits simply by booking your stay via FHR.
These special rates can be booked online or by calling American Express Travel. In addition, members can also earn status nights and points if the FHR-listed hotel is part of a group such as Hilton Honors, Marriott Bonvoy etc.
The benefits of FHR may include:
- An on-property benefit, often USD 100 food & beverage credit per stay
- 12 pm check-in when available
- Room upgrade if available
- Free breakfast for 2 people
- Guaranteed 4 pm late checkout
- Free Wi-Fi
Travel & Insurance Benefits
The American Express Platinum Business Card comes with some of the most comprehensive insurance benefits of any card on the market. Since insurance depends on your personal circumstances, it’s essential you read the product disclosure statement and learn how the cover applies to your personal situation.
Complimentary domestic and international travel insurance extends to you, your spouse, your dependent children (25 years of age or younger), and your Employee Card Members when you pay for your return trip on your Card.
The Amex Platinum Business Card includes the following insurances:
- Travel Inconvenience Cover
- Medical Emergency Expenses Cover
- Public Transport Accident Cover
- Baggage, Money and Documents Cover
- Trip Cancellation and Amendment Cover
- Buyer’s Advantage Cover
- Card Purchase Cover
- Roadside Assistance
- Car Rental Loss Damage Waiver Cover
Platinum Business Flexible Payment Option
Business owners can take advantage of the American Express flexible payment option offered as part of their Platinum Business Card. Flexible payment options allow business users to free up cash flow when it’s needed beyond the interest-free days.
When the statement balance is issued, members will have the option to carry over a portion of the unpaid balance to the next month. Note that with the Flexible Payment Option, you will be charged interest if you do not pay your Closing Balance in full by the due date each month.
Amex Experiences App
Amex Platinum Card Members get access to the Amex Experiences App, which highlights the card benefits and features and gives notifications about exclusive ticket pre-sales as well as information on which restaurants you can book to redeem your dining credit. The app is available via Google Play and the Apple App Store.
Digital Wallet Integrations
It goes without saying that American Express Cards are some of the most integrated products out there. This means you can easily add your card to your choice of digital wallets, such as Apple Pay, Google Pay and Samsung Pay.
This feature allows users to use their NFC-enabled devices such as phones, smartwatches and bracelets to make payments without having their card present.
Eligibility Criteria
You will need to have an annual business revenue of $75,000 or more, have a valid ABN registered for GST, be 18 years or older, be an Australian citizen or permanent resident, be a director or Controller of the business, and last (but not least) you will need to have a good credit history with no payment defaults.
Bonus Points Eligibility
American Express have a rule which dictates who can and can’t receive a sign up bonus for a new card. As it stands, both personal and business cards are classified under the same umbrella regarding sign up bonuses. Unfortunately, this means that if you currently hold or have held an Amex Card within the last 18 months, you’re not eligible for the sign up bonus.
There is 1 exceptions to this rule: Card Members who have or have held an American Express Corporate Card. Those members can still apply for a personal or business American Express and obtain the bonus offer when meeting all the other criteria.
Summing Up
The American Express Platinum Business Card is an absolute powerhouse for business users who value the premium inclusions and uncapped earn rate. Since this card is a charge card with flexible spending power and up to 55 days of cash flow, it can really open up opportunities for business users looking to scale their business.
For us, one of the most valuable features of this card is the travel insurance benefits and, of course, access to more than 10 airline transfer partners.
Terms & Conditions
350,000 Bonus Membership Rewards Points + $875 Credit: Offer only available to new American Express Card Members who apply by 3 November 2026, are approved and spend $12,000 on eligible purchases on their new Card in the first three (3) months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. 350,000 Bonus Membership Rewards Points plus an $875 credit will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. Subject to the Terms and Conditions of the Membership Rewards Program available at americanexpress.com/en-au/rewards/membership-rewards/terms. The American Express Platinum Business Card has an Annual Card Fee of $1,750. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Information is correct as at 15 July 2026.
This benefit is available to American Express Platinum Personal, Platinum Business and Corporate Platinum Charge Card Members (“Platinum Card Members”). Eligibility and complimentary access vary by lounge and are governed by the individual lounge terms outlined below. Some airport lounge providers may require presentation of your physical Platinum Card for entry. We highly recommend travelling with your physical Card as some lounges may not accept digital Cards. American Express reserves the right to revise these rules from time to time, and may do so without prior notice, but will provide advance notice of material changes where reasonably practical. If American Express, in its sole discretion, determines that the Card Member and their guests have engaged in abuse, misuse, or gaming in connection with access to the Global Lounge Collection lounges in any way, we may cancel your American Express Account.
The Centurion Lounge
Primary, Additional and Employee Platinum Card Members have complimentary access to participating locations of The Centurion Lounge. Platinum Personal and Platinum Business Card Members may bring one (1) complimentary guest, and Corporate Platinum Card Members may bring up to two (2) complimentary guests into The Centurion Lounge locations in the U.S. and select international locations as set forth on the Centurion Lounge website at thecenturionlounge.com (the “Centurion Lounge Website”). Additional Gold Cards and Additional Green Cards on your Platinum Account are not eligible for complimentary access. Guest access policies (including, but not limited to, guest fees and number of complimentary guests per visit) applicable to international locations of The Centurion Lounge may vary by location and are subject to change. Visit the Centurion Lounge Website to learn more about lounge locations and guest access policies applicable to international Centurion Lounge locations. For more information specific to Australian Lounge access, visit americanexpress.com.au/airportlounge. All guests must be travelling on the same flight as the Card Member. If you have paid for additional guests and choose to visit multiple locations of The Centurion Lounge on the same day, guest fees will apply at each location. All access to The Centurion Lounge is subject to space availability. To access The Centurion Lounge, Platinum Card Members must arrive within 3 hours of their departing flight. During a layover, Card Members must arrive within 5 hours of their connecting flight. Same day round-trip itineraries are not considered connecting flights. Card Members will not be granted access to the lounge with a boarding pass for a flight that has landed at the final destination. Upon arrival at The Centurion Lounge, Platinum Card Members must present The Centurion Lounge agent with the following upon each visit: their valid Platinum Card, a boarding pass showing a confirmed reservation for a departing flight on the same day on any carrier and a government-issued I.D. Name on boarding pass must match name on the Card. Failure to present this documentation may result in access being denied. Refer to the specific location’s access policy for more information. Card Members must be at least 18 years of age to enter without a parent or legal guardian. All Centurion Lounge visitors must be of legal drinking age in the jurisdiction where the Lounge is located to consume alcoholic beverages. Please drink responsibly. American Express reserves the right to remove any person from the Lounge for inappropriate behaviour or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive or violent. Soliciting other Card Members for access into our lounge is not permissible. Hours may vary by location and are subject to change. Amenities vary among The Centurion Lounge locations and are subject to change. Card Members will not be compensated for changes in locations, rates or policies. In addition to the complimentary services and amenities in the Lounge, certain services, products or amenities may be offered for sale. You are responsible for any purchases and/or servicing charges you make in The Centurion Lounge or authorise our Member Services Professionals to make on your behalf. Services available at the Member Services Desk are based on the type of American Express Card used to enter the Lounge. American Express will not be liable for any articles lost or stolen or damages suffered by visitors to The Centurion Lounge. If American Express, in its sole discretion, determine that you have engaged in abuse, misuse, or gaming in connection with lounge access in any way, we may remove access to The Centurion Lounge from your Platinum Account. Use of The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise these rules from time to time, and may do so without prior notice, but will provide advance notice of material changes where reasonably practical.
Sidecar by The Centurion Lounge
Primary, Additional and Employee Platinum Card Members have complimentary access to Sidecar by The Centurion Lounge. Please visit thecenturionlounge.com for more information on Sidecar by The Centurion Lounge availability. Platinum Personal and Platinum Business Card Members may bring one (1) complimentary guest, and Corporate Platinum Card Members may bring up to two (2) complimentary guests into The Sidecar by The Centurion Lounge locations. Additional Gold Cards and Additional Green Cards on your Platinum Account are not eligible for complimentary access. All guests must be travelling on the same flight as the Card Member. All access to Sidecar by The Centurion Lounge is subject to space availability. To access Sidecar by The Centurion Lounge, Platinum Card Members must arrive within 90 minutes of their departing flight (including a connecting flight during a layover) and present the Sidecar by The Centurion Lounge agent with the following upon each visit: their valid Platinum Card, a boarding pass showing a confirmed reservation for a departing flight on the same day on any carrier and a government-issued I.D. Name on boarding pass must match name on the Card. Failure to present this documentation may result in access being denied. Card Members must be at least 18 years of age to enter without a parent or legal guardian. All Sidecar by The Centurion Lounge visitors must be of legal drinking age in the jurisdiction where Sidecar by The Centurion Lounge is located to consume alcoholic beverages. Please drink responsibly. American Express reserves the right to remove any person from Sidecar by The Centurion Lounge for inappropriate behaviour or failure to adhere to rules, including, but not limited to, conduct that is disruptive, abusive or violent. Soliciting other Card Members for access into Sidecar by The Centurion Lounge is not permissible. Hours may vary by location and are subject to change. Amenities vary among Sidecar by The Centurion Lounge locations and are subject to change. Card Members will not be compensated for changes in locations, rates or policies. In addition to the complimentary services and amenities in Sidecar by The Centurion Lounge, certain services, products or amenities may be offered for sale and you are responsible for any purchases of such services, products or amenities. Services available at the Member Services Desk are based on the type of American Express Card used to enter Sidecar by The Centurion Lounge. American Express will not be liable for any articles lost or stolen or damages suffered by visitors to Sidecar by The Centurion Lounge. If American Express, in its sole discretion, determine that you have engaged in abuse, misuse, or gaming in connection with Sidecar by The Centurion Lounge access in any way, we may remove access to Sidecar by The Centurion Lounge from your Platinum Account. Use of Sidecar by The Centurion Lounge is subject to all rules and conditions set by American Express. American Express reserves the right to revise these rules from time to time, and may do so without prior notice, but will provide advance notice of material changes where reasonably practical.
Escape Lounges
This benefit is available to Primary, Additional and Employee Platinum Card Members. Card Members receive complimentary access to all Escape Lounge locations throughout North America, Central America, the Caribbean and South America, including Escape Lounges - The Centurion Studio Partner locations. Additional Gold Cards and Additional Green Cards on your Platinum Account are not eligible for complimentary access. Card Members may bring up to two (2) complimentary guests per visit. To access an Escape Lounge, Card Members must present their valid Platinum Card, a boarding pass showing a confirmed reservation for same-day travel on any carrier and government-issued I.D. Name on boarding pass must match name on the Card and the eligible flight must be booked on your American Express Platinum Card. For access at select locations, Card Members must arrive within 3 hours of their departing flight. Refer to the specific location’s access policy for more information. During a layover Card Members may use the Escape Lounge in the connecting airport at any time. For more information on access policies and lounge terms and conditions, see escapelounges.com. All access to an Escape Lounge is subject to space availability. Card Members must be at least 18 years of age to enter without a parent or legal guardian. All Escape Lounge visitors must be of legal drinking age in the jurisdiction where the Lounge is located to consume alcoholic beverages. Please drink responsibly. Card Members must adhere to all house rules of participating lounges. Card Members and their guests will receive all the complimentary benefits and amenities afforded to the Escape Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. American Express reserves the right to revise these rules from time to time, and may do so without prior notice, but will provide advance notice of material changes where reasonably practical. Additional restrictions may apply.
Delta
Delta Sky Club access is operated by Delta Air Lines and is subject to Delta’s access rules, conditions and availability. For the most current Delta Sky Club access and pricing policy, please visit delta.com/skyclub. Benefit and rules subject to change. Additional restrictions may apply.
This benefit is available to Primary, Additional and Employee Platinum Card Members. Platinum Card Members and any guests traveling with Delta Main Basic (Basic Economy) fare tickets do not have access to this benefit. Additional Gold Cards and Additional Green Cards on your Platinum Account are not eligible for complimentary access. Platinum Card Members must present their valid American Express Platinum Card, government-issued I.D., and boarding pass for entry. Boarding pass must show a reservation for a same-day Delta-operated flight (Delta or Delta connection) or Delta-marketed flight operated by WestJet (ticket number starting with 006) departing from or arriving at the airport in which the Delta Sky Club is located. Name on boarding pass must match name on the Card. Eligible Platinum Card Members on departing flights can only access the Delta Sky Club within three hours of their flight's scheduled departure time or any time during a layover. Delta reserves the right to limit access for non-revenue flyers at any Delta Sky Club. Access to Delta Sky Club partner lounges is not permitted. Individuals must be at least 18 years of age to access Delta Sky Club, and 21 years of age to access locations with a self-service bar, unless accompanied by a responsible, supervising adult who has access to the lounge. Eligible Card Members must adhere to all Delta Sky Club House Rules while accessing participating airport clubs. Participating airport clubs and locations subject to change. Eligible Platinum Card Members may bring guests into the Delta Sky Club subject to the most current Delta Sky Club access and pricing policies, and must use their valid Platinum Card as the payment method for guest access. Guests must also be flying on a same-day Delta-operated flight or Delta-marketed flight operated by WestJet (ticket number starting with 006). Children under 2 years of age may accompany the Eligible Platinum Card Member for free. Guest access and fees subject to terms and conditions of participating airport clubs.
Plaza Premium Lounges
Prior to 1 October 2026, Platinum Card Members may bring up to two (2) guests into Plaza Premium Lounges.
Effective 1 October 2026, the complimentary guest allowance for Platinum Personal and Platinum Business Cards will change from two (2) guests to one (1) guest. Corporate Platinum Card Members may continue to bring up to two (2) guests.
Plaza Premium Lounge access is operated by Plaza Premium and is subject to Plaza Premium’s access rules. Plaza Premium Lounge locations, benefits and rules are subject to change. Primary, Additional and Employee Platinum Card Members have complimentary access to participating global locations of Plaza Premium Lounges. Additional Gold Cards and Additional Green Cards on your Platinum Account are not eligible for complimentary access. Card Member must present their valid Platinum Card, a confirmed boarding pass for same-day travel on any carrier and government-issued I.D. Minimum age requirements may vary by location, and in some lounges. Card Members must be 21 years of age to enter without a parent or guardian. If you have paid for additional guests and choose to visit multiple Plaza Premium lounges on the same day, guest fees will apply at each location. Card Members must adhere to all house rules of participating lounges. Card Members and their guests will receive all of the complimentary benefits and amenities afforded to the Plaza Premium Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges.
Virgin Australia
Virgin Australia Lounge access is operated by Virgin Australia and is subject to Virgin Australia’s access rules.
Access is to Virgin Australia-branded lounges at their city of departure in Australia only. Access is complimentary for Primary Card Members holding a Platinum Personal, Business or Corporate Charge Card issued in Australia only and one (1) complimentary guest per visit. The Primary Platinum Card Member and guest must be travelling with Virgin Australia domestically on the same Virgin Australia flight. The Platinum Card Member must present their valid physical Platinum Card and same-day boarding pass to Virgin Australia lounge agents and the name on the boarding pass must match the name on the Platinum Card. The guest must also present their boarding pass. All access is subject to space availability. This benefit is subject to change.
Priority Pass
Prior to 1 October 2026:
Primary Platinum Business Card Members and one Employee Platinum Business Card Member as nominated by the Primary Card Member may enrol in the Priority Pass program.
At any visit to a Priority Pass lounge that admits guests, Platinum Business and Corporate Platinum Card Members will be charged the prevailing retail rate for any guests.
Effective 1 October 2026:
Enrolment in the Priority Pass program and complimentary Priority Pass lounge access will be available only to the Primary Platinum Business Card Member, and all complimentary Priority Pass memberships and lounge access for Employee Card Members will end.
At any visit to a Priority Pass lounge that admits guests, Platinum Business and Corporate Platinum Card Members may bring one (1) complimentary guest from this date.
Priority Pass is an independent airport lounge access program. This benefit is available to Platinum Business and Corporate Charge Card Members. You acknowledge and agree that American Express will verify your Card Account number and provide updated Card Account information to Priority Pass. Priority Pass will use this information to fulfill on the Priority Pass program and may use this information for marketing related to the program. Once enrolled, Platinum Card Members whose Card Account is not cancelled may access participating Priority Pass lounges by presenting either your physical or digital Priority Pass card and airline boarding pass. If the Card Account is cancelled, you will not be eligible for Priority Pass and your enrolment will be cancelled. If you have paid for any guests and choose to visit multiple Priority Pass lounges on the same day, guest fees will apply at each location. Some lounges do not admit guests. Minimum age requirements may vary by location, and in some lounges, Priority Pass members must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, which will be sent to you with your membership package, and can be viewed at prioritypass.com. Upon receipt of your enrolment information, Priority Pass will send your Priority Pass card and membership package which you should receive within 10-14 business days. If you have not received the Priority Pass card after 14 days, please contact American Express using the number on the back of your American Express Card. To access lounges before your physical Priority Pass card arrives, call the number on the back of your Platinum Business Card to obtain your Priority Pass membership details. You can then activate your membership online and receive a Digital Membership Card. For a step-by-step guide on the activation process, visit prioritypass.com/activation. If American Express, in its sole discretion, determines that the Card Member and their guests have engaged in abuse, misuse, or gaming in connection with access to the Priority Pass Lounge in any way, we may cancel your Priority Pass membership. This benefit is subject to change.
Lufthansa
Effective 1 October 2026, eligible Primary, Additional and Employee Platinum Card Members will no longer have access to Lufthansa Lounges via the Global Lounge Collection benefit. Eligible Card Members continue to have access to Lufthansa Lounges up until 30 September 2026.
Lufthansa Lounge access is operated by Lufthansa Air Lines and is subject to Lufthansa’s access rules, conditions and availability. For the most current list of Lufthansa lounges, guest access requirements, rules, and pricing policy, please visit lufthansa.com/de/en/lounges.
This benefit is available to Primary, Additional and Employee Platinum Card Members. Additional Gold Cards and Additional Green Cards on your Platinum Account are not eligible for complimentary access. Platinum Card Members have complimentary access to select Lufthansa Business Lounges (regardless of ticket class) and Lufthansa Senator Lounges (when flying business class) when flying on a Lufthansa Group flight. To access the Lufthansa lounges, Platinum Card Members must present their valid physical Platinum Card, a government issued I.D., and a same-day departure boarding pass showing confirmed reservation on a Lufthansa Group flight (Lufthansa, SWISS and Austrian airlines). Card Members must adhere to all rules of participating lounges. Participating lounges and locations subject to change. Additional guest access and fees subject to terms and conditions of participating lounges. Minimum age requirements may vary by location, and in some Lounges the Platinum Card Member must be at least 18 years of age to enter without a parent or guardian. All Lufthansa Lounge visitors must be of legal drinking age in the jurisdiction where the Lounge is located to consume alcoholic beverages. Please drink responsibly. This benefit is subject to change.
Additional Global Lounge Collection Partner Lounges
American Express offers access to additional lounges in the Global Lounge Collection where Platinum Card Members have complimentary access to participating locations. Card Members must present their valid Platinum Card, a government-issued I.D., and a boarding pass showing a confirmed reservation for same-day travel on any carrier. Guest access and associated fees are subject to the terms and conditions of the participating lounge provider. Participation, locations, rates, and policies of lounges are subject to change, and Card Members and their guests will not be compensated for such changes. Amenities, services, and hours may vary by participating lounge and are subject to change. American Express and the participating lounge will not be liable for any articles lost or stolen, or damages suffered by the Card Member or guests inside the participating lounge. For participating lounges with a self-service bar, the Card Member may be required to be of legal drinking age in the participating lounge jurisdiction to enter without a parent or legal guardian. All Card Members and their guests must be of legal drinking age in the jurisdiction where the lounge is located to consume alcoholic beverages. Please drink responsibly. Each participating lounge may have their own policy allowing for children under a certain age to enter for free with the Card Member who is a parent or legal guardian. Card Members must adhere to all house rules of participating lounges. If American Express, in its sole discretion, determines that the Card Member or their guests have engaged in abuse, misuse, or gaming in connection with access to participating lounges in any way, we may remove access to the Additional Lounges from your Platinum Account. American Express and the participating lounge reserve the right to revise the rules at any time. For the most current list of participating lounges and access requirements, please use the Lounge Finder feature amex.com.au/platinumlounges.
An annual ALL Accor+ Explorer Membership is valued at AU$349, found at accorplus.com/au/benefits as at 1 October 2025. Eligible American Express Card Members are required to enrol to receive a complimentary ALL Accor+ Explorer membership. An ALL Accor+ Explorer membership is available only to the Primary Platinum Card Member. Membership privileges will only be granted on presentation of a valid membership card and a member must identify themselves as an ALL Accor+ Explorer member at time of booking. Accommodation bookings must be made in advance through the ALL.com app. American Express reserves the right to instruct Accor Plus to cancel your membership if you cease to be a Platinum Card Member or your Account is not in good standing. Complimentary membership is a continuing benefit of your American Express Platinum Card, however American Express reserves the right to discontinue the benefit, upon providing you with reasonable notice. Once enrolled, enrolment continues for at least 12 months. If you become ineligible for this benefit or if this benefit ends, the ALL Accor+ Explorer membership standard eligibility criteria will apply to you. A Stay Plus Free Night may be subject to availability at participating properties. Use of the Stay Plus is subject to the conditions as listed on accorplus.com/au/terms-and-conditions. Membership privileges are subject to exceptions listed at accorplus.com/au/benefits-exceptions. Dining and drinks discounts do not apply to room service, mini bars, meeting rooms, selections from the kids’ menus or takeaways; and public holidays or during special events. For more information, please visit here: accorplus.com/benefits/more-flavours. Dining privileges are subject to the Accor Plus membership terms and conditions which are found here: accorplus.com/au/terms-and-conditions.
The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Platinum Business Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Platinum Business Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs.
This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
