Amex Platinum Edge Card Detail

American Express Platinum Edge Credit Card

Enjoy $0 Annual Card Fee (usually $195) in the first year when you apply online and are approved. T&Cs apply. New Card Members only. Offer subject to change without notice.

  • Rewards Program

    Membership Rewards

  • Earn Rate

    Up to 3 points per $1 spent uncapped

  • Bonus Offer

    $0 Annual Card Fee in the first year

  • Annual Fee

    $195 p.a.

Key Benefits Of Platinum Edge

$200 Travel Credit

Free $200 travel credit each year you hold the card. This can be used on flights, hotels and car rentals through Amex Travel.

Earn up to 3 points per $

The everyday earn rate for this card is a standard $1 to 1 point, but where this card really shines is on supermarket (3 points for $1) and petrol spending (3 points for $1).

Uncapped Earning

The American Express Platinum Edge comes uncapped, this means you can earn as many points as you would like without restrictions.

Redeeming Points

Redeem your points for flights with 11 leading airline partner programs, or online for Gift Cards or credit on your account.

Boost Your Points

Earn points faster by getting up to 4 Additional Cards for family members at no additional cost.

Smartphone Screen Cover

Cover for smartphone screen repairs up to $500 when you pay for your phone outright or monthly bill with your American Express Platinum Edge credit card.

Amex Platinum Edge Overview

The regular sign-up bonus Amex offers for this card is $200 travel credit, which is not huge compared to other offers out there, but considering the other perks attached with this card, it’s good as a companion to your Explorer or Platinum Card.

The everyday earn rate for this card is a standard $1 to 1 point, but where this card really shines is on supermarket (3 points for $1) and petrol spending (3 points for $1). The transfer partner list for American Express Platinum Edge is rather substantial, to say the least and includes some of our favourite programs which are Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles.

On top of all this, you get one $200 travel credit each year you hold the card which you are free to use on flights, hotels and car rental bookings through Amex Travel. This offsets the annual card fee of $195 making it essentially free to hold this card while benefiting from the most rewarding and flexible point program in Australia (Membership Rewards).

Amex Membership Rewards Earn Rates

The Platinum Edge is a great companion card to another Amex you might already hold (Especially Explorer or Platinum since they share the same rewards program). The annual travel credit offsets the annual fee completely while the earn rate on supermarket and petrol expenses will boost your points balance further.

Membership Rewards

With the Platinum Edge Credit Card, you receive complimentary enrolment in the Membership Rewards Ascent program.

Supermarket & Petrol Station Earn Rate

Earn 3 Membership Rewards points per dollar spent at major supermarkets and petrol stations

Overseas Earn Rate

Earn 2 Membership Rewards points per dollar spent overseas

Other Categories

Earn 1 Membership Rewards point per dollar spent on everything else, including utilities, telecommunications and government bodies in Australia.

How to maximise supermarket purchases

Most supermarkets allow you to purchase vouchers for all their partner brands, this allows you to purchase all the gift cards you might need for the same 3 points on the dollar as opposed to the standard 1 to 1 when buying directly in store. This adds up quickly if you’re in the market for big-ticket items such as appliances, travel, petrol, etc.

The supermarkets eligible for bonus points with the American Express Platinum Edge are:







Frequent Flyer Transfer Partners & Rates

American Express Platinum Edge does not earn you Qantas Frequent Flyer points but MR points can be transferred to a range of airline partners which gives you much more flexibility and choice when it comes to redeeming your points for travel. Some of the most valuable programs are KrisFlyer and Asia Miles, which are generally much cheaper compared to Qantas.

1 Qatar Airways Avios

2 Membership Rewards Points

Singapore Airlines: Kris Flyer (Star Alliance)

3 Membership Rewards points = 1 Kris Flyer Mile

Malaysia Airlines: Enrich

2 Membership Rewards points = 1 Enrich Mile

Virgin Atlantic: Flying Club

2 Membership Rewards points = 1 Flying Club Mile

Cathay Pacific: Asia Miles

2 Membership Rewards points = 1 Asia Mile

Etihad Airways: Etihad Guest

2 Membership Rewards points = 1 Etihad Guest Mile

Air New Zealand: Air Points

200 Membership Rewards points = 1 Airpoints Dollar

Thai Airways: Royal Orchid Plus

2 Membership Rewards points = 1 Royal Orchid Plus Mile

Emirates: Skywards

3 Membership Rewards points = 1 Skyward Mile

Hilton: Hilton Honors

2 Membership Rewards points = 1 Hilton Honors point

Marriott: Bonvoy

3 Membership Rewards points = 2 Marriott Bonvoy points

1 HawaiianMiles

2 Membership Rewards Points

Other Benefits Amex Platinum Edge Offers

• Overseas Medical Emergency Expenses Cover
• Trip Cancellation and Amendment Cover
• Baggage, Money, and Documentation Cover
• Personal Liability Cover

Travel Inconvenience Cover : This is a pretty standard list of benefits you’d find with most Platinum-style credit cards, and you should always check the terms and conditions before fully relying on these extras, especially when you travel. .

How The Travel Credit Works

If your card has a Travel Credit benefit, the Primary Card Member is eligible for an annual Travel Credit. The Travel Credit can be redeemed through American Express Travel Online on a single eligible travel booking by selecting the Travel Credit when you checkout.

To redeem the Travel Credit, the full value of the Travel Credit (or more) must be charged to the eligible Primary Card. Eligible travel includes flights, hotels and car hire when you prepay in advance. The Travel Credit can be used for 365 days from the benefit anniversary date and cannot be used past the expiration date.

To check the expiration date of your Travel Credit if you have not already redeemed it, please visit; log in and click ‘Travel Credit’.

If your booking is cancelled, and your Travel Credit has already been used and associated statement credit applied to your account, you will forfeit your annual Travel Credit benefit and American Express may reverse the statement credits issued.

You need to be able to spend on the Card to access the Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. Your account must be in good standing and you must have paid the annual fee and minimum payment by the due date.

If you cancel your Card, change your rewards program or Card type, you will no longer be eligible for the Travel Credit.

decor decor How The Travel Credit Works

American Express Platinum Edge Lounge Access

The Amex Platinum Edge does not get you in the new American Express lounge in the Sydney or Melbourne International airports. To gain access you might have to look at some of the other cards on offer, such as the American Express Platinum Card, or the Amex Explorer Card.

Amex Platinum Edge Eligibility

This card is available to both exisiting and new card members who meet the following criteria:


18 years or over

Credit Score

No history of bad debt or payment default


Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.

Interest rate on purchases

23.99% p.a. (or 0% when you pay your balance in full and on time)

Amex Platinum Edge Conclusion

Although there are bigger sign up offers available, the Amex Platinum Edge makes a perfect companion if you already hold another Amex product which earns Membership Rewards. Considering most people spend a significant amount of money at the supermarket and on petrol, this card can really help boost your points balance.

Ready to Apply?

Sign up today to get a $200 travel credit and no annual fee for the first year!

Apply nowic
  • Earn Rate 4
  • Card Features 3
  • Annual Fee 5
  • Bonus Offer 5

Our Rating

Amex Platinum Edge

Enjoy $0 Annual Card Fee (usually $195) in the first year when you apply online and are approved. T&Cs apply. New Card Members only.


  • Excellent Earn Rates
  • Card fee is offset by annual travel credit
  • Uncapped earning potential
  • Smartphone Screen Cover (up to $500!)


  • None!
  • Earn Rate 4
  • Card Features 3
  • Annual Fee 5
  • Bonus Offer 5