Key Benefits Of Platinum Edge
Cover for smartphone screen repairs up to $500 when you pay for your phone outright or monthly bill with your American Express Platinum Edge credit card.
Amex Platinum Edge Overview
The everyday earn rate for this card is a standard $1 to 1 point, but where this card really shines is on supermarket (3 points for $1) and petrol spending (3 points for $1). The transfer partner list for American Express Platinum Edge is rather substantial, to say the least and includes some of our favourite programs which are Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles.
On top of all this, you get one $200 travel credit each year you hold the card which you are free to use on flights, hotels and car rental bookings through Amex Travel. This offsets the annual card fee of $195 making it essentially free to hold this card while benefiting from the most rewarding and flexible point program in Australia (Membership Rewards).
Amex Membership Rewards Earn Rates
The Platinum Edge is a great companion card to another Amex you might already hold (Especially Explorer or Platinum since they share the same rewards program). The annual travel credit offsets the annual fee completely while the earn rate on supermarket and petrol expenses will boost your points balance further.
Earn 1 Membership Rewards point per dollar spent on everything else, including utilities, telecommunications and government bodies in Australia.
How to maximise supermarket purchases
Most supermarkets allow you to purchase vouchers for all their partner brands, this allows you to purchase all the gift cards you might need for the same 3 points on the dollar as opposed to the standard 1 to 1 when buying directly in store. This adds up quickly if you’re in the market for big-ticket items such as appliances, travel, petrol, etc.
The supermarkets eligible for bonus points with the American Express Platinum Edge are:
Frequent Flyer Transfer Partners & Rates
American Express Platinum Edge does not earn you Qantas Frequent Flyer points but MR points can be transferred to a range of airline partners which gives you much more flexibility and choice when it comes to redeeming your points for travel. Some of the most valuable programs are KrisFlyer and Asia Miles, which are generally much cheaper compared to Qantas.
2 Membership Rewards Points
Other Benefits Amex Platinum Edge Offers
Travel Inconvenience Cover : This is a pretty standard list of benefits you’d find with most Platinum-style credit cards, and you should always check the terms and conditions before fully relying on these extras, especially when you travel. .
How The Travel Credit Works
If your card has a Travel Credit benefit, the Primary Card Member is eligible for an annual Travel Credit. The Travel Credit can be redeemed through American Express Travel Online on a single eligible travel booking by selecting the Travel Credit when you checkout.
To redeem the Travel Credit, the full value of the Travel Credit (or more) must be charged to the eligible Primary Card. Eligible travel includes flights, hotels and car hire when you prepay in advance. The Travel Credit can be used for 365 days from the benefit anniversary date and cannot be used past the expiration date.
To check the expiration date of your Travel Credit if you have not already redeemed it, please visit americanexpress.com.au/travel; log in and click ‘Travel Credit’.
If your booking is cancelled, and your Travel Credit has already been used and associated statement credit applied to your account, you will forfeit your annual Travel Credit benefit and American Express may reverse the statement credits issued.
You need to be able to spend on the Card to access the Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. Your account must be in good standing and you must have paid the annual fee and minimum payment by the due date.
If you cancel your Card, change your rewards program or Card type, you will no longer be eligible for the Travel Credit.
American Express Platinum Edge Lounge Access
Amex Platinum Edge Eligibility
This card is available to both exisiting and new card members who meet the following criteria:
23.99% p.a. (or 0% when you pay your balance in full and on time)