90k Points Bonus + Reduced Annual Fee
St George Amplify Rewards Platinum Visa
Right now you could earn a generous 90,000 bonus Amplify Points by spending $3,000 on eligible purchases within 90 days of approval for a new Amplify Rewards Platinum credit card. + a reduced annual fee of $49 for the first year, a saving of $50.
- REWARDS PROGRAM
Amplify Rewards
- ANNUAL FEE
$49 first year $99 thereafter
- EARN RATE
1 Amplify Point per $1 spent
- BONUS POINTS
90,000 bonus Amplify Rewards
St George Amplify Rewards Platinum Visa In Detail
Right now you could earn a generous 90,000 bonus Amplify Points by spending $3,000 on eligible purchases within 90 days of approval for a new Amplify Rewards Platinum credit card. Plus, enjoy a discounted annual fee of $49 for the first year (saving $50), Amplify Points earnt on your card spend and six complimentary insurances.
Valid for new cards only. Eligibility criteria and T&Cs apply. Offer ends June 30th 2023.
St. George Amplify Rewards Platinum Card Benefits
With the Amplify Rewards Platinum card, there is no cap on the amount of Amplify Rewards Points you can earn!
Points Program
Amplify Rewards
Bonus Points
Earn 90,000 bonus Amplify Points when you spend $3,000 on eligible purchases within 90 of new card approval.
Annual Fee Discount
$49 for the first year, $99 if you keep the card thereafter.
Points Per Dollar
1 Amplify Point per $1 spent
Insurance Benefits
Six complimentary insurances: Interstate flight inconvenience insurance, rental vehicle excess in Australia cover, international travel insurance, extended warranty, purchase protection and overseas transit accident insurance. Terms, conditions, exclusions and eligibility criteria apply so please review the PDS to see if these will cover your needs.
0% Balance Transfer
0% p.a. for 24 months on balance transfers requested at card application. 1% balance transfer fee applies. After 24 months the rate reverts to the variable cash advance rate.
International Transaction Fees
3% of the converted total
Complimentary additional cardholder
Add a second cardholder (16+) free of charge and keep your spending and points earn within one account.
St. George Amplify vs Qantas Frequent Flyer
When applying for a new St. George Amplify credit card, you will have the option to earn either Qantas Points or Amplify Rewards Points. The latter is quite simple, with all points earned sent straight to your Qantas Frequent Flyer account.
The second option is St. George’s own loyalty program Amplify Rewards. Here, points accumulate in a separate account and can be redeemed for gift cards, shopping, travel and most importantly frequent flyer transfers.
It is worth checking the sign-up bonus of each card, as these will differ based on the loyalty program you select.
Frequent Flyer Transfer Partners & Rates
Amplify Rewards has recently suspended some of its airline transfer partners. For now, you can transfer Amplify Points to Singapore Airlines or Malaysia Airlines loyalty schemes.
Singapore Airlines Kris Flyer
2 Amplify Points = 1 Kris Flyer MileMalaysia Airlines Enrich
2 Amplify Points = 1 Enrich MileBest Redemptions Using 90,000 Bonus Amplify Points
Sadly Malaysia Airlines Enrich no longer offers worthwhile value for Australians. On the other hand, Singapore Airlines KrisFlyer is a fantastic program with some great redemption opportunities. After you transfer those 90,000 bonus Amplify Points, you’ll have 45,000 KrisFlyer Miles to play with.
Singapore Airlines Business To Southeast Asia
An obvious KrisFlyer redemption is Singapore Airlines Business class to Singapore. The best part is that you can connect to the Philippines, Thailand, Vietnam, Myanmar, Cambodia and more for the same price! From Perth or Darwin, this is an absolute steal at 41,000 Miles but if you’re departing elsewhere you will need 68,200 Miles.Upgrade To Singapore Airlines Business to South Africa
Purchase an Economy Flexi ticket from Australia to South Africa and upgrade your experience to Business for 52,000 Miles departing Perth or Darwin or 69,000 Miles from the rest of Australia. On cheaper Economy Standard fares upgrades cost 64,500 and 82,000 KrisFlyer Miles respectively.Singapore Airlines Economy to Europe
Although Economy redemptions often offer poor value, 58,500 KrisFlyer Miles will get you from East Coast Australia to Europe.Add A Free Stopover
Adding a free stopover is a great way to maximise an award redemption and visit multiple cities for the same amount of KrisFlyer Miles. One free stopover is offered on One-way Advantage and Roundtrip Saver awards, while Roundtrip Advantage awards qualify for two complimentary stopovers. You can book a stopover when redeeming online or via KrisFlyer customer service.Visa Luxury Hotels Program
St George Amplify Signature Visa comes with access to the Visa Luxury Hotels program which has some excellent benefits:
• Best available rate guarantee
• Automatic room upgrade upon arrival (when available)
• 3 pm check-out (when available) at over 900 luxury hotels
• Free in-room Internet
• Complimentary continental breakfast
• VIP Guest status
• US$25 food or beverage voucher
You can research and book your stay through http://www.visaluxuryhotels.com/ just keep in mind that these aren't budget hotels but if you're looking to splash out, it's a great way to get some additional perks at no extra cost. It's worthwhile to keep an eye on the Visa Luxury Hotels website as they have special promotions from time to time with offers such as 4th night free or additional discounts. Here's a direct link to the special offers page: https://www.visaluxuryhotels.com/special-offers
Cardholders also get access to the Amplify Signature Travel service which is a dedicated travel concierge with access to special promotions and packages. If you plan to use the Visa Luxury Hotels program, give them a call to see if they have any offers that suit you.
Interest-free days on purchases
up to 55 days
Variable purchase rate
19.49%
Variable cash advance rate
21.49%
Foreign transaction fee
3%
Cash advance fee
3%
Minimum credit limit
$6,000
Eligibility
You’re aged 18 or over, you have permanent residency in Australia/NZ OR; you’re a non-resident or migrant and hold an acceptable Visa, with a minimum 1 year before expiry.
St. George Amplify Rewards Platinum Visa: The Verdict
The St. George Amplify Rewards Signature is a solid offering with 90,000 bonus Amplify Points, a good earn rate and six included insurances. The card is perfect for those after a basic rewards credit card with a low annual fee and great signup bonus.