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Westpac Altitude Qantas Platinum MasterCard

Get a huge 70,000 bonus Altitude Qantas Points with $4k+ spend on eligible purchases within 90 days of card approval. Plus, a reduced first-year annual card fee of $49 ($150 thereafter). Already with Westpac? Sign in to your account, apply and Westpac will waive your first-year annual card fee. A $50 annual Qantas rewards fee still applies.

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  • REWARDS PROGRAM

    Qantas Frequent Flyer

  • ANNUAL FEE

    $150 ($49 first year or free for members)

  • EARN RATE

    0.5 Qantas Points points per $1

  • BONUS POINTS

    70,000

70,000 Bonus Qantas Points + Reduced Annual Fee

70,000 Bonus Qantas Points + Reduced Annual Fee

You could earn a healthy 70,000 bonus Qantas Points with a new Westpac Altitude Qantas Platinum credit card, provided you spend $4,000 on eligible purchases within 90 days of approval. Cardholders earn Qantas Points on every eligible spend and enjoy card perks such as six included insurances as well as shopping discounts thanks to Westpac Extras.

Plus, existing Westpac customers who sign in to their online account before they apply will have the first year annual card fee waived! Note that the $50 Qantas Rewards fee still applies. New cards only. This offer ends 31st December 2022. T&Cs and exclusions apply.
Note: From 1 January 2022, earn 0.5 Qantas Points per $1 up to a maximum of $100,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.

Westpac Altitude Qantas Platinum Card Benefits

With an Altitude Platinum card, Qantas Points earned are credited directly into your Frequent Flyer account.

Visit Westpac to apply online!

Bonus Points

70,000 bonus Qantas Points after a $4,000 spend on eligible purchases within 90 days of card approval.

Reduced Card Fee

Discounted annual card fee of $49 for the first year ($150 thereafter). Already with Westpac? Sign in before you apply and they’ll waive your first-year annual card fee! Keep in mind a $50 annual Qantas rewards fee still applies.

Insurance Benefits

Six complimentary insurances: Interstate flight inconvenience insurance, rental vehicle excess in Australia cover, international travel insurance, extended warranty, purchase protection and overseas transit accident insurance. Read the PDS to see if these will cover your needs and to find eligibility details and T&Cs.

0% Balance Transfer

0% p.a. for 24 months on balance transfers requested at card application. 1% balance transfer fee applies. After 24 months the rate reverts to the variable cash advance rate.

Altitude Rewards vs Altitude Qantas vs Altitude Velocity

Westpac’s Altitude card range offers applicants a choice of destination for their points. You can choose to earn directly into the Qantas or Velocity frequent flyer programs, or alternatively into Westpac’s own loyalty program Altitude Rewards.

Which card is for you best depends on where you plan on redeeming. If you want to fly with Virgin Australia for example, you’ll want to send your points to Velocity Frequent Flyer. It’s also worth considering the sign-up bonus of each card, as these will differ based on the program you select.

Those who opt into Altitude Rewards will be able to transfer their points into the loyalty schemes of Singapore Airlines, Cathay Pacific, Malaysia Airlines, and Air New Zealand. On top of that, there's no annual fee to join Altitude Rewards.

Click here to get this offer!

Westpac Altitude Qantas Platinum Earn Rates

The Westpac Altitude Qantas Platinum card earns 0.5 Qantas Points per $1 spent, capped at $100,000 spent on eligible purchases annually. This annual limit resets in January each year, based on your statement date. Bonus Points earned are not part of your annual cap.

Booking Free Flights With 70,000 Bonus Qantas Points

Booking Free Flights With 70,000 Bonus Qantas Points

The Westpac Altitude Qantas Platinum card earns Qantas Points points which can be redeemed for a multitude of rewards including retail products (poor value), flight upgrades and reward flights.

You could make some excellent redemptions using the 70,000 Qantas Points signup bonus. Here are some of our favourite examples:

Emirates First Class to New Zealand

Arguably one of the best cheap Qantas redemptions is to fly Emirates First Class to New Zealand. If you book a First Class ticket on the A380, you’ll even enjoy an onboard shower! Although Emirates has temporarily suspended this route, this is an option to consider once flying resumes. A one-way redemption costs 62,200 Qantas Points.

13 Domestic Business Upgrades

If you regularly fly with Qantas on short domestic hops, like Melbourne to Sydney, Adelaide, Canberra or Hobart why not treat yourself to a Business class upgrade! All you need is 5,400 Qantas Points on a Flexible Economy ticket, or 10,900 points if you book a cheaper Discount Economy fare.

6 Longer Domestic & Trans-Tasman Business Upgrades

Arguably one of the best cheap Qantas redemptions is to fly Emirates First Class to New Zealand. If you book a First Class ticket on the A380, you’ll even enjoy an onboard shower! Although Emirates has temporarily suspended this route, this is an option to consider once flying resumes. A one-way redemption costs 62,200 Qantas Points, meaning the signup bonus alone is almost enough for a return trip!

11 Business Upgrades On Longer Domestic & Trans-Tasman Flights

An upgrade to Business can make the world of difference on a longer 4-5 hour domestic trip such as Perth to Sydney/Melbourne/Brisbane, or when flying Trans-Tasman across the ditch. On Flexible Economy tickets, these upgrades cost 10,900 or 11,900 Qantas points respectively. If you book the cheaper Discount Economy fares, you’ll need 27,200 points for domestic or 21,800 points for international upgrades.

Qantas Domestic Business

If you’d prefer to fly within Australia, those 70,000 Qantas Points can get you four short domestic business flights such as Melbourne to Sydney, Adelaide, Canberra or Hobart.

Westpac Altitude Qantas Platinum Fees, Charges & Interest

The Westpac Altitude Qantas Platinum card is a great option for those after a Qantas Points earning credit card. Although the earn rate is lower than other offers, the huge signup bonus and reduced annual fee make it a very attractive offering.

Apply Online Via Westpac

Annual fee

$49 first year (or FREE for Westpac customers), $150 thereafter

Annual rewards program fee

Altitude Qantas: $50

Interest-free days on purchases

Up to 45 days

Variable purchase rate

19.99% p.a.

Variable cash advance rate

21.49% p.a.

Foreign transaction fee

3%

Cash advance fee

3%

Minimum income

$30,000 p.a.

Minimum credit limit

$6,000

Additional cardholder fee

$0

Offer Eligibility

Existing Westpac customers who currently hold an Earth Classic, Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Classic, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer. T&Cs apply.