Credit card detail

Westpac Altitude Rewards Platinum MasterCard

Receive 110,000 bonus Altitude Rewards Points with $3k+ spend on eligible purchases within 90 days of card approval. Plus, a reduced first-year annual card fee of $49 ($150 thereafter). Already with Westpac? Sign in and apply and Westpac will waive your first-year annual card fee!

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  • REWARDS PROGRAM

    Altitude Rewards

  • ANNUAL FEE

    $49 first year, $150 thereafter

  • EARN RATE

    1 point per $1

  • BONUS POINTS

    110,000 Altitude Points

110,000 Bonus Altitude Rewards Points + Reduced Annual Fee

110,000 Bonus Altitude Rewards Points + Reduced Annual Fee

The Westpac Altitude Platinum credit card has 110,000 Altitude Points on offer for new cardholders who are approved and spend $3,000 on eligible purchases within 90 days of card approval. The Altitude Platinum is Westpac’s mid-range rewards card and as well as the generous signup bonus offers a $0 annual fee for existing Westpac customers (first year only). Plus, you’ll earn Altitude Points on every eligible purchase and enjoy the peace of mind that comes with six included insurances.

New cards only. T&Cs and exclusions apply.

Westpac Altitude Rewards Platinum Card Benefits

With an Altitude Rewards Platinum card, Reward Points are earned in to your Altitude Rewards account from where you can redeem your points for a variety of airline rewards.

With the Altitude Rewards Platinum Card, there is no cap on the amount of Altitude Rewards points you can earn!

Visit Westpac to get this offer!

Bonus Points

Earn 110,000 bonus Altitude Points when you spend $3,000 on eligible purchases within 90 days of card approval

Accelerated Earn Partners

Earn a bonus rate of 2 points per $1 spent with Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber and Uber Eats. Applies to domestic spend only.

Accelerated Earn - Flights

Earn a bonus rate of 3 points per $1 spent on Qantas, Jetstar, Singapore Airlines and Emirates flights purchased within Australia and directly with the airline. Accelerated earn rate applies to the first $10,000 spent on flights per calendar month.

Reduced Card Fee

Discounted annual card fee of $49 for the first year ($150 thereafter). Already with Westpac? Sign in before you apply and they’ll waive your first-year annual card fee!!

Insurance Benefits

Six complimentary insurances: Interstate flight inconvenience insurance, rental vehicle excess in Australia cover, international travel insurance, extended warranty, purchase protection and overseas transit accident insurance. Read the PDS to see if these will cover your needs and to find eligibility details and T&Cs.

0% Balance Transfer

0% p.a. for 24 months on balance transfers requested at card application. 1% balance transfer fee applies. After 24 months the rate reverts to the variable cash advance rate.

Altitude Rewards vs Altitude Qantas vs Altitude Velocity

Westpac’s Altitude card range offers applicants a choice of destination for their points. You can choose to earn directly into the Qantas or Velocity frequent flyer programs, or alternatively into Westpac’s own loyalty program Altitude Rewards.

Which card is for you best depends on where you plan on redeeming. If you want to fly with Virgin Australia for example, you’ll want to send your points to Velocity Frequent Flyer. It’s also worth considering the sign-up bonus of each card, as these will differ based on the program you select.

Those who opt into Altitude Rewards will be able to transfer their points into the loyalty schemes of Singapore Airlines, Cathay Pacific, Malaysia Airlines, and Air New Zealand. On top of that, there's no annual fee to join Altitude Rewards.

Click here to apply

Westpac Altitude Rewards Platinum Earn Rates

The Westpac Altitude Rewards Platinum card earns Altitude Rewards points which can be redeemed at a later date. When the time comes, you can redeem your Altitude Rewards points for gift cards, hundreds of retail products, convert to cashback, book travel, or transfer to airline frequent flyer schemes (best value).

3 points per $1 spent

On Qantas, Jetstar, Singapore Airlines and Emirates flights bought in Australia

2 points per $1 spent

With Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber and Uber Eats

1.25 points per $1 spent

On all other eligible purchases

Click here to get this offer!

Frequent Flyer Transfer Partners & Rates

Altitude Rewards points can be transferred to a range of airline partners. This gives you the best choice and flexibility when it comes to redeeming your points for flights.

decor Frequent Flyer Transfer Partners & Rates

Singapore Airlines Kris Flyer

3 Altitude Rewards points = 1 Kris Flyer Mile

Cathay Pacific Asia Miles

3 Altitude Rewards points = 1 Asia Mile

Malaysia Airlines Enrich

3 Altitude Rewards points = 1 Enrich Mile

Air New Zealand Air Points

180 Altitude Rewards points = 1 Airpoints Dollar

Booking Free Flights With Altitude Rewards

Booking Free Flights With Altitude Rewards

Some of the most valuable programs you can transfer to are Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles. Redemptions with these schemes are generally much cheaper than other airlines and also open up points bookings with Star Alliance and OneWorld partners. You could make some excellent redemptions using the 110,000 bonus Altitude Points signup bonus.

Cathay Pacific Business Class To Hong Kong

Transfer your points to Cathay Pacific and fly business class to Hong Kong for only 45,000 Asia Miles, or 30,000 if you depart Perth.

Qantas Domestic Business

Use Cathay Pacific Asia Miles to fly any non-stop domestic Qantas business class flight for no more than 30,000 Cathay Pacific Asia Miles.

Fiji Airways or Qantas Business Class To Fiji

Take a Fiji getaway with business class redemptions onboard Qantas or Fiji Airways costing just 30,000 Cathay Pacific Asia Miles one-way.

Westpac Altitude Rewards Black Fees, Charges & Interest

The Westpac Altitude Rewards Platinum card is ideal if you are looking for a basic flexible rewards card with a low credit limit, but at the same time don’t want to lose out on perks. With a generous signup bonus, accelerated earn partners, and a good earn rate, it is definitely a tempting offer. All the more if you are a Westpac customer and can skip the first-year annual fee!

Annual fee

$49 for the first year ($0 annual fee for existing Westpac customers — first year only)., $150 thereafter.

Interest-free days on purchases

Up to 45 days

Variable purchase rate

19.99% p.a.

Variable cash advance rate

21.49% p.a.

Foreign transaction fee

3%

Cash advance fee

3%

Minimum income

$30,000 p.a.

Minimum credit limit

$6,000

Additional cardholder fee

$0

Offer Eligibility

Existing Westpac customers who currently hold an Earth Classic, Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Classic, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer. T&Cs apply.