Card Reviews

American Express Qantas ultimate review

Libero tortor vitae dui egestas. In justo mattis morbi sit purus dolor eget curabitur massa. Odio a lorem pulvinar hendrerit.
Photo of Immanuel Debeer
Immanuel Debeer03 Apr 2024
Sign up bonus: 50,000 QF Points
Sign up bonus: 50,000 QF Points
Apply online
Qantas American Express Ultimate Review
Receive 50,000 bonus Qantas Points when you apply online by 14 January 2025, are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.
American Express Qantas Ultimate Credit Card
3/5
Bonus Points
5/5
Earn Rate
4/5
Extra Features
4/5
Overall
Pros
Fantastic sign up bonus
$450 travel credit
Great everyday earn rate
Cons
High annual fee

Card Reviews

The Qantas American Express Ultimate is as the name suggests, the ultimate Qantas Points credit card. Qantas American Express Ultimate now comes with 75,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months. Available to new Card Members only.

The Qantas American Express Ultimate will see you skyrocketing your points balance with an earn rate of 1.25 Qantas Points per dollar spent on everyday purchases.American Express is even offering 1 additional Qantas Point per dollar spent on Qantas products and services in Australia. This means you could be earning up to 2.25 Qantas Points per dollar!

The Qantas American Express Ultimate Card also comes with 2 complimentary Qantas Club lounge invitations and a $450 Qantas Travel Credit each year you hold the Card.Of course, these benefits come at a cost, the annual fee is $450 which is brought down to well below zero if you factor in the value of 75,000 Qantas Points, $450 Qantas Travel Credit and complimentary lounge passes.

To get the bonus points you will need to apply online, be approved, and spend a minimum of $3,000 in the first 3 months after activating the card, which is very achievable. Personally, I set up all my regular bills with Amex so at least I’m earning some points! Rule #1 of the points game: Never pay cash (or use a debit card!).

Everyday Earn Rate1.25 QF points per $1
1.25 QF points per $11.25 QF points per $1
1.25 QF points per $11.25 QF points per $1
Point capsNo points cap! You’ll continue to earn Qantas points for each $1 spent, no matter how much you spend each month
Flight Hacks

Cards benefits

With the Qantas American Express Ultimate Card, there is no cap on the amount of Qantas Points you can earn, while having them automatically transferred to your Qantas Frequent Flyer account each month.

Lounge PassesEnjoy two complimentary Qantas Club lounge invitations each year after your first Card spend on selected Qantas products and services
Travel InsuranceComplimentary domestic and international travel insurance when you pay for travel using your Card
Amex The Centurion Lounge Invites$450 Qantas Travel Credit each year. Use your Qantas Travel Credit for eligible international or domestic Qantas flights when you book and pay online at American Express Travel
Bonus pointsReceive 75,000 bonus Qantas Points when you apply online by 31 October 2023, are approved, and spend $3,000 on eligible purchases on your new Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.
Travel credit$450 Qantas Travel Credit each year. Use your Qantas Travel Credit for eligible international or domestic Qantas flights when you book and pay online at American Express Travel
Mobile paymentsEligible for use with Android Pay, Apple Pay and Samsung Pay
Earn rateEarn 1.25 Qantas Points per $1 spent on eligible purchases.
Qantas wineComplimentary Qantas Wine Premium Membership
Flight Hacks

Qantas American Express Ultimate Eligibility

Of course, it goes without saying that everyone with a traditional bank-issued credit cards will be eligible for the massive bonus of 75,000 Qantas Points offer when you apply online. Even if you hold or have held a Westpack or David Jones American Express card, you are still in the running for 75,000 bonus points!

Card Members who currently hold or who have previously held any Card product issued by American Express in the preceding 18 month period are ineligible for the 75,000 Qantas Points offer.

To save time before you apply for your Qantas American Express Ultimate Card, it’s best to make sure you can say yes to the following:

Age requirements18+
Residency requirementsAustralian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
Credit scoreNo history of bad debt or payment default
Flight Hacks

Qantas American Express Ultimate Travel Perks

You will enjoy a $450 Qantas Travel Credit each year you hold the American Express Qantas Ultimate Card. This Qantas Travel Credit can be used to book your Qantas flights online through American Express Travel.

Card Members who currently hold or who have previously held any Card product issued by American Express in the preceding 18 month period are ineligible for the 75,000 Qantas Points offer.

To save time before you apply for your Qantas American Express Ultimate Card, it’s best to make sure you can say yes to the following:

Medical emergency expensesCover up to $2,500,000
Public transport accidentCover up to $400,000
Trip cancellation and amendment Cover up to $12,500
Baggage, Money and DocumentationCover up to $10,0000
Travel inconvenience insuranceUp to $200 if your flight departure is delayed
Flight Hacks

How the Qantas travel credit works

Qantas American Express Ultimate Primary Card Members are eligible for an annual $450 Qantas Travel Credit. The Qantas Travel Credit can be redeemed through American Express Travel Online on a single eligible travel booking for Qantas Flights (i.e. a QF flight number on your ticket) by selecting the Qantas Travel Credit when you checkout.

Flight Hacks

World class service

Card doesn’t just look after things when you travel. There are also numerous features that make shopping and managing your account trouble-free.

Card Refund Cover American ExpressAmerican Express will credit your account if you’re refused a refund on an unused eligible item within 90 days of purchase
Card Purchase CoverRepairs or refunds eligible items if they are accidentally broken or stolen within 90 days of purchase.
American Express Online Fraud Protection GuaranteeYou won’t be held responsible for any unauthorised charges online as long as you notify us immediately upon discovery of the fraudulent transactions.
Emergency Card ReplacementThanks to the American Express global network of offices, they can usually get a replacement Card to you within 48 hours virtually anywhere in the world
Global Card supportYou can enjoy account assistance any time of the day or night
Flight Hacks

Ready to apply

Receive 100,000 bonus Qantas Points when you apply online by 2 April 2024 , are approved, and spend $3,000 on eligible purchases on your new Qantas American Express Ultimate Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.

Sunset clouds
Purple gradient
Plane