ANZ is offering a healthy bonus of 75,000 Qantas Frequent Flyer Points on the ANZ Frequent Flyer Platinum card when you apply via this link and spend $5000 within the first 3 months after card activation.
The ANZ Frequent Flyer Platinum card will also earn you 0.75 Qantas Points per dollar spent up to $3000 per month and 0.5 Points per dollar thereafter (uncapped).
As an introductory offer, ANZ is giving a $75 back onto your card when you meet the minimum spend requirements, this helps to offset the annual fee cost from $295 to $220.
ANZ Frequent Flyer Platinum card Details
- Card type: Visa Platinum
- Frequent Flyer Program: Qantas Frequent Flyer
- Earn Rate: 0.75 Qantas Point per $1 spent up to $3,000 per month after which the rate reduces to 0.5 Points per $1, uncapped.
- Minimum income: $35,000 p.a.
- ATO Earns Points: No
- Overseas Transaction Fee: 3% of the converted amount
- Minimum Credit Limit: $6,000
- Supplementary cardholders: up to 9 but a $65 annual charge applies per card
- Interest-free days: 55
Who’s The ANZ Frequent Flyer Platinum card For?
The ANZ Frequent Flyer Platinum card is a great entry level Visa with a lower income requirement ($35,000 p.a.) compared to the Frequent Flyer Black card which is only accessible for those earning at least $75,000 p.a.
Compared to other cards in the market, the 0.75 Points per dollar earn rate is undoubtedly competitive.
Considering this card is aimed at lower spenders the $3,000 limit to earn 0.75 Points per dollar is most likely suitable. If you’re looking for a card that allows more Points on your monthly spend, check out the ANZ Frequent Flyer Black card here.
Most savvy Points collectors will pair a card like this with an American Express such as the Amex Qantas Ultimate Card to maximise the possibility to earn Points. Essentially using the ANZ Frequent Flyer Platinum as a backup when Amex isn’t accepted.
The ANZ Frequent Flyer Platinum card comes with a range of insurance benefits (as always, please check the PDS to make sure these complimentary insurance benefits suit you personally).
Insurance on the ANZ Frequent Flyer Platinum card includes:
- Extended warranty insurance
- 90-day purchase security insurance
- Overseas travel and medical insurance provided by Allianz Insurance
- Interstate flight inconvenience insurance
Unfortunately, the ANZ Frequent Flyer Platinum card doesn’t come with any Qantas lounge passes, but it does offer a few extras such as access to Personal Concierge which can help you make restaurant and hotel bookings among other things. To speak to the concierge team, you can call the Personal Concierge on 1300 580 765 in Australia or, if you are overseas +61 2 8987 1677.
ANZ also offers support for Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay which is very handy.
For an extra $35 you can also gain access to the ANZ eDine program. It’s similar to the Entertainment Book where you get discounts on your restaurant bills, accommodation, activities and attractions.
The dining benefit works where you get 20% off the total bill at participating restaurants. The value is capped at $25 max each time, but a benefit like this can save you a lot of money throughout the year. To see the full details of the program, you can visit: Homepage – ANZ eDine
Will I Get The Bonus Points?
ANZ has 2 separate types of Points-earning credit cards: Qantas Frequent Flyer and ANZ Rewards (the flexible program which allows you to transfer to a range of airline partners).
ANZ allows those who currently hold or have held an ANZ Rewards card within the last 12 months to apply and receive the bonus Points on the ANZ Frequent Flyer card range. This rule is the same the other way around too, so if you currently hold or have held an ANZ Frequent Flyer card, you can sign up for any of the ANZ Rewards cards and receive the bonus if you meet the other conditions.
If you have held a supplementary card in the past or you still hold one under your spouse or partners account, you are also eligible for the bonus.
What’s The Eligible Spend?
Essentially it’s everyday transactions such as groceries, petrol, bill payments, travel bookings, dining etc. Non-Eligible spent includes cash advances (by taking money out of the ATM for example), gambling (which is classed as a cash advance) or balance transfer.
If you’re uncertain if a particular spend will count towards your minimum spend requirement to get the bonus, check with ANZ first before proceeding.
ANZ Frequent Flyer Platinum In Conclusion
With the $75 back to your card and the bonus of 75,000 Qantas Frequent Flyer Points, the ANZ Frequent Flyer Platinum Card is certainly a compelling offer, especially if you find the minimum spend requirements of the ANZ Frequent Flyer Black card to high.