20,000 Flybuys Points For $10.35 With HCF Plus A Further 130,000 Flybuys
Join HCF for up to 150,000 Flybuys Points
Right now, you can score up to 150,000 bonus Flybuys Points when taking out an eligible HCF health insurance policy by 18 Jan 2026. This offer is available to new HCF members who have not held a HCF policy within the six months prior to application.
Earn an easy 20,000 Flybuys by taking out an eligible hospital only, extras only or combined hospital and extras policy with HCF and continuing to hold that policy for 30 days. Remain on the policy for at least 10 months to score a further 14,000 to 130,000 Flybuys.
The number of points earned under the 10-month offer depends on your annual premium:
- 14,000 Flybuys: less than $999
- 24,000 Flybuys: $1000 to $1999
- 48,000 Flybuys: $2000 to $2999
- 60,000 Flybuys: $3000 to $3999
- 80,000 Flybuys: $4000 to $4999
- 100,000 Flybuys: $5000 to $5999
- 130,000 Flybuys: over $6000
This is quite a compelling offer, especially the initial 20,000 bonus, which can be achieved on the cheapest extras-only cover. For example, we received a $2.07 weekly premium quote for an under-31 single living in the Northern Territory. Joining for five weeks to achieve the 30 days would make this a cost of $10.35 for the 20,000 Flybuys Points.
Those Flybuys convert to 10,000 Velocity Points, offering 996 points per dollar or 0.104 cents per point. This is some insanely good value!
The initial 20,000 bonus Flybuys points will be credited within 14 days of the 30 day period being achieved. The further standard Flybuys points will be credited within 30 days following the 10 month active period.
This offer is available here: Flybuys x HCF.
Offer Terms & Conditions
We have summarised the fine print for this offer below. You can find the full offer terms here on the Flybuys website.
20,000 Bonus Flybuys Offer
- Provide your Flybuys member number when joining
- Be an Australian resident
- Have not held HCF health insurance in the past 6 months
- Join HCF between 0001 AEDT 1 Nov 2025 and 2359 AEDT 18 Jan 2026
- Take out a policy for hospital only, extras only or combined hospital and extras cover
- Remain active and have all payments up to date for 30 days
Up To 130,000 Flybuys Offer
- Provide your Flybuys member number when joining
- Be an Australian resident
- Have not held HCF health insurance in the past 6 months
- Join HCF between 0001 AEDT 1 Aug 2025 until withdrawn
- Take out a policy for hospital only, extras only or combined hospital and extras cover
- Remain active and have all payments up to date for 10 calendar months
