American Express Business Explorer Credit Card
Unlock 50,000 bonus points, two Amex Lounge visits, and flexible rewards with the $149 annual-fee Business Explorer Card. Ideal for points-focused business owners.
Exclusive Offer: Receive 50,000 Membership Rewards Bonus Points when you apply online through the link on this page, are approved and spend $3,000 on eligible purchases on your new American Express Explorer Credit Card within the first 3 months. T&Cs apply. New American Express Card Members only.
Amex Business Explorer Overview
Is your business earning 2 points for every dollar spent? If it isn’t, or if those points aren’t flexible and redeemable with up to 11 airline partners, now is the perfect time to switch.
Enjoy 50,000 Membership Rewards Bonus Points when you apply via Flight Hacks, are approved and spend $3,000 on eligible purchases on your new American Express Business Explorer Credit Card within 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.
Key Benefits Of The American Business Explorer Card
Using Points For Cashback
You will also have the added benefit of using your points to pay for card charges. This works out to 1% cash back on most purchases. To put that in perspective; 50,00 MR points are valued at $250 when you use them to pay off your card.
1,000 MR Points = $5 when used to pay off your charges. Since you earn 2 points per $1, this works out to a rate of 1%
Eligibility Criteria
To be eligible for the American Express Business Explorer credit card, you must be able to say yes to the following:
- Business Requirements: Your business must have a valid ABN registered for GST
- Business Turnover: Have an annual business revenue of $75,000 or more
- Credit Worthiness: Have a good credit history and no payment defaults
- Residency Requirements: Be an Australian citizen or a permanent resident
- Age Requirements: Be over 18 years of age
Business Explorer Travel Insurance
Of course, this card also comes with a generous amount of Travel Insurance which covers yourself, direct family and employees that are supplementary card holders for the following:
- Damaged, destroyed, lost or stolen personal baggage, money and documents during your trip
- Cover Medical emergency expenses
- Delayed flight or missed flight connection
- Luggage delay for luggage checked on a scheduled flight
- Travel disruption due to the unforeseen and unavoidable cancellation of a trip
Business Explorer VS Personal Explorer Cards
Unlike the non-business Amex Explorer, the Business Explorer doesn’t come with a $400 travel credit but has some unique benefits tailored to small and medium/large businesses. Instead, your business will enjoy a low annual fee of just $149 compared to the $395 for the personal Explorer card.
This business credit card also lets you add up to 99 additional card holders at no extra cost which could skyrocket the point earning potential (use it for work-related expenses instead of reimbursing employees).
Other Card Benefits
Airport Lounge Access: Just like the standard Explorer card, the Business Explorer offers two lounge access passes to the Amex Lounge in Sydney T1 and the Amex Lounge in Melbourne international airport. Unfortunately, the access isn’t extended to the supplementary card holders.
US$100 Hotel Credit & Upgrades: Holding an American Express Business Explorer Card gives you access to The Hotel Collection. This is an exclusive service offering access to over 600 properties worldwide. When you book 2 nights or more at one of these hotels via American Express Travel, you will receive a US$100 hotel credit and upgrade (when available) at participating properties.
Hilton Honors Silver: As a Business Explorer Card member, you get access to free Hilton Honors Silver status. This perk gives you the following benefits when you book a stay direct with Hilton:
- 20% Points earning Bonus on stays Earn free nights faster with 20% Bonus on Base Points you earn on every stay.
- Fifth night free Your fifth night is free when you book a stay with 100% Points.
- Free bottled water Get two free bottles of water when you arrive (at select hotels).
- Elite Rollover Nights Roll over extra nights for a head start on earning next year’s status
Amex Business Explorer: In Conclusion
Amex Explorer is one of the best business points earning credit cards on the market right now if you're looking for an entry level card with a great rewards program.
