Card Details

American Express Business Explorer Credit Card

Earn 50,000 Bonus Membership Rewards Points1 when you apply, are approved and spend $3,000 on eligible purchases on your new American Express Business Explorer Credit Card within 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.

card
decor
  • REWARDS PROGRAM

    Membership Rewards

  • ANNUAL FEE

    $149 P.A.

  • EARN RATE

    2 pts per $1 spent uncapped

  • BONUS POINTS

    50,000 Membership Rewards

Amex Business Explorer Overview

Is your business earning 2 points for every dollar spent? If it isn’t, or if those points aren’t flexible and redeemable with up to 11 airline partners, now is the perfect time to switch.
Enjoy 50,000 Membership Rewards Bonus Points when you apply via Flight Hacks, are approved and spend $3,000 on eligible purchases on your new American Express Business Explorer Credit Card within 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.

Learn More Or Apply

Up to 55 interest free days to pay for your purchases

Using Points For Cashback

You will also have the added benefit of using your points to pay for card charges. This works out to 1% cash back on most purchases. To put that in perspective; 50,00 MR points are valued at $250 when you use them to pay off your card.

1,000 MR Points = $5 when used to pay off your charges. Since you earn 2 points per $1, this works out to a rate of 1%

Eligibility Criteria

To be eligible for the American Express Business Explorer credit card, you must be able to say yes to the following:

Learn more or apply via American Express

Business Requirements

Your business must have a valid ABN registered for GST

Business Turnover

Have an annual business revenue of $75,000 or more

Credit Worthiness

Have a good credit history and no payment defaults

Residency Requirements

Be an Australian citizen or a permanent resident

Age Requirements

Be over 18 years of age

Ready to Apply?

Earn 50,000 Bonus Membership Rewards Points1 when you apply, are approved and spend $3,000 on eligible purchases on your new American Express Business Explorer Credit Card within 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.

Apply nowic
decor

Business Explorer Travel Insurance

Of course, this card also comes with a generous amount of Travel Insurance which covers yourself, direct family and employees that are supplementary card holders for the following:

Read More

Damaged, destroyed, lost or stolen personal baggage, money and documents during your trip

Cover Medical emergency expenses

Delayed flight or missed flight connection

Luggage delay for luggage checked on a scheduled flight

Travel disruption due to the unforeseen and unavoidable cancellation of a trip

Business Explorer VS Personal Explorer Cards

Unlike the non-business Amex Explorer, the Business Explorer doesn’t come with a $400 travel credit but has some unique benefits tailored to small and medium/large businesses. Instead, your business will enjoy a low annual fee of just $149 compared to the $395 for the personal Explorer card.

This business credit card also lets you add up to 99 additional card holders at no extra cost which could skyrocket the point earning potential (use it for work-related expenses instead of reimbursing employees).

Apply Online Via American Express

Other Card Benefits

Airport Lounge Access

Just like the standard Explorer card, the Business Explorer offers two lounge access passes to the Amex Lounge in Sydney T1 and the Amex Lounge in Melbourne international airport. Unfortunately, the access isn’t extended to the supplementary card holders.

US$100 Hotel Credit & Upgrades

Holding an American Express Business Explorer Card gives you access to The Hotel Collection. This is an exclusive service offering access to over 600 properties worldwide. When you book 2 nights or more at one of these hotels via American Express Travel, you will receive a US$100 hotel credit and upgrade (when available) at participating properties.

Hilton Honors Silver

As a Business Explorer Card member, you get access to free Hilton Honors Silver status. This perk gives you the following benefits when you book a stay direct with Hilton:

• 20% Points earning Bonus on stays Earn free nights faster with 20% Bonus on Base Points you earn on every stay.

• Fifth night free Your fifth night is free when you book a stay with 100% Points.

• Free bottled water Get two free bottles of water when you arrive (at select hotels).

• Elite Rollover Nights Roll over extra nights for a head start on earning next year’s status

Amex Business Explorer: In Conclusion

Amex Explorer is one of the best business points earning credit cards on the market right now if you're looking for an entry level card with a great rewards program.

Ready to apply?

Earn 50,000 Bonus Membership Rewards Points1 when you apply, are approved and spend $3,000 on eligible purchases on your new American Express Business Explorer Credit Card within 3 months of your approval date. T&Cs apply. Available for new American Express Card Members only.

Apply nowic
decor
card
decor
  • Bonus Offer 3
  • Annual Fee 4
  • Earn Rate 5
  • Card Features 4

Our Rating

The Amex Business Explorer is a great entry level business card with a nice welcome bonus and access to the most valuable rewards program in Australia. For business users who can't justify the cost of Platinum, the Explorer is the next best thing.

Pros

  • Good sign up offer for new members
  • Access to Membership Rewards
  • Low annual fee of $149

Cons

  • No travel credit compared to personal Explorer
card
decor
  • Bonus Offer 3
  • Annual Fee 4
  • Earn Rate 5
  • Card Features 4