Card Details
American Express Business Explorer Credit Card
Enjoy $0 Annual Card Fee (usually $149) in the first year when you apply by 23 July 2024 and are approved for the American Express Business Explorer Credit Card. T&C’s apply. Available for new American Express Card Members only.
- REWARDS PROGRAM
Membership Rewards
- ANNUAL FEE
$149 P.A. ($0 for first year)
- EARN RATE
2 pts per $1 spent uncapped
- BONUS POINTS
no annual fee first year
Amex Business Explorer Overview
Is your business earning 2 points for every dollar spent? If it isn’t, or if those points aren’t flexible and redeemable with up to 11 airline partners, now is the perfect time to switch.
Enjoy $0 Annual Card Fee (usually $149) in the first year when you apply by 23 July 2024 and are approved for the American Express Business Explorer Credit Card. T&C’s apply. Available for new American Express Card Members only.
Up to 55 interest free days to pay for your purchases
Using Points For Cashback
You will also have the added benefit of using your points to pay for card charges. This works out to 1% cash back on most purchases. To put that in perspective; 50,00 MR points are valued at $250 when you use them to pay off your card.
1,000 MR Points = $5 when used to pay off your charges. Since you earn 2 points per $1, this works out to a rate of 1%
Eligibility Criteria
To be eligible for the American Express Business Explorer credit card, you must be able to say yes to the following:
Learn more or apply via American ExpressBusiness Requirements
Your business must have a valid ABN registered for GST
Business Turnover
Have an annual business revenue of $75,000 or more
Credit Worthiness
Have a good credit history and no payment defaults
Residency Requirements
Be an Australian citizen or a permanent resident
Age Requirements
Be over 18 years of age
Ready to Apply?
Enjoy $0 Annual Card Fee (usually $149) in the first year when you apply by 23 July 2024 and are approved for the American Express Business Explorer Credit Card. T&C’s apply. Available for new American Express Card Members only.
Business Explorer Travel Insurance
Of course, this card also comes with a generous amount of Travel Insurance which covers yourself, direct family and employees that are supplementary card holders for the following:
Read MoreDamaged, destroyed, lost or stolen personal baggage, money and documents during your trip
Cover Medical emergency expenses
Delayed flight or missed flight connection
Luggage delay for luggage checked on a scheduled flight
Travel disruption due to the unforeseen and unavoidable cancellation of a trip
Business Explorer VS Personal Explorer Cards
Unlike the non-business Amex Explorer, the Business Explorer doesn’t come with a $400 travel credit but has some unique benefits tailored to small and medium/large businesses. Instead, your business will enjoy a low annual fee of just $149 compared to the $395 for the personal Explorer card.
This business credit card also lets you add up to 99 additional card holders at no extra cost which could skyrocket the point earning potential (use it for work-related expenses instead of reimbursing employees).
Apply Online Via American ExpressOther Card Benefits
Airport Lounge Access
Just like the standard Explorer card, the Business Explorer offers two lounge access passes to the Amex Lounge in Sydney T1 and the Amex Lounge in Melbourne international airport. Unfortunately, the access isn’t extended to the supplementary card holders.
US$100 Hotel Credit & Upgrades
Holding an American Express Business Explorer Card gives you access to The Hotel Collection. This is an exclusive service offering access to over 600 properties worldwide. When you book 2 nights or more at one of these hotels via American Express Travel, you will receive a US$100 hotel credit and upgrade (when available) at participating properties.
Hilton Honors Silver
As a Business Explorer Card member, you get access to free Hilton Honors Silver status. This perk gives you the following benefits when you book a stay direct with Hilton:
• 20% Points earning Bonus on stays Earn free nights faster with 20% Bonus on Base Points you earn on every stay.
• Fifth night free Your fifth night is free when you book a stay with 100% Points.
• Free bottled water Get two free bottles of water when you arrive (at select hotels).
• Elite Rollover Nights Roll over extra nights for a head start on earning next year’s status
Amex Business Explorer: In Conclusion
Amex Explorer is one of the best business points earning credit cards on the market right now if you're looking for an entry level card with a great rewards program.
Ready to apply?
Enjoy $0 Annual Card Fee (usually $149) in the first year when you apply by 23 July 2024 and are approved for the American Express Business Explorer Credit Card. T&C’s apply. Available for new American Express Card Members only.
Our Rating
The Amex Business Explorer is a great entry level business card with a nice welcome bonus and access to the most valuable rewards program in Australia. For business users who can't justify the cost of Platinum, the Explorer is the next best thing.
Pros
- Good sign up offer for new members
- Access to Membership Rewards
- Low annual fee of $149
Cons
- No travel credit compared to personal Explorer
- Bonus Offer 5
- Annual Fee 4
- Earn Rate 4
- Card Features 4