Bonus: Up To 130,000 Qantas Points

ANZ Frequent Flyer Black

Right now, ANZ is offering a large sign-up bonus of 100,000 Qantas Frequent Flyer Points (+ an additional 30,000 points when you keep your card for over 12 months) and 75 Qantas Status Credits on their top tier black Visa card.

If that’s not enough, there’s $150 back to your card and two Qantas lounge passes on the table when you are approved and meet the minimum spend and terms and conditions.

Bundle this with an excellent earn rate of up to 1 Qantas Frequent Flyer point for each dollar you spend, and ANZ's Frequent Flyer Black card could be one of the best offers for those looking to get a top tier frequent flyer credit card.

To get the sign-up bonus of 100,000 Qantas Frequent Flyer points you will need to spend $3,000 on eligible purchases in the first 3 months from approval.

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  • REWARDS PROGRAM

    Qantas Frequent Flyer

  • ANNUAL FEE

    $425 P.A.

  • EARN RATE

    Up to 1 Qantas Point per $1 spent uncapped

  • BONUS POINTS

    Up to 130,000 Qantas Points points after spend criteria

ANZ Frequent Flyer Black – What's On Offer?

Earn a whopping 100,000 bonus Qantas Points, 75 bonus Status Credits and $150 back to your new ANZ Frequent Flyer Black when you spend $3,000 on eligible purchases in the first 3 months from approval. Plus an additional 30,000 bonus Qantas Points when you keep your card for over 12 months.

decor ANZ Frequent Flyer Black – What's On Offer?

Up to 130,000 Qantas Frequent Flyer Points + 75 Status Credits

2 Qantas Club lounge access passes each year you hold the card

Discounted Qantas Club membership for the first year

Complimentary Qantas Frequent Flyer membership, saving you $99.50

24/7 Concierge service to assist with bookings and reservations

Earn 1 Qantas Frequent Flyer Point per $1 spent on eligible purchases, capped at $7,500 after which the earn rate reduces to 0.5 Qantas Points per $1 spent

Enjoy 2 complimentary Qantas Club or International lounge invitations.

Who’s the ANZ Frequent Flyer Black For?

Being the top frequent flyer card in the ANZ lineup of points credit cards, the ANZ Frequent Flyer Black credit card does come with a hefty annual fee and a minimum spend requirement of $3,000 within 3 months to get the 100,000 bonus Points and 75 status credits. In order to get an additional 30,000 Qantas Points, you will need to keep the card for more than 12 months. The $425 annual fee does get reduced for the first year with $150 back to your card after meeting the minimum spend requirements, this brings the annual cost down to a very acceptable $275 (for the first year).

The ANZ Frequent Flyer Black card is for those looking for a Visa card that still earns at 1 Point per dollar. Unfortunately, this is capped at $7,500 per month (after which the earn rate drops to 0.5 Points per dollar), but for most people, this is perfectly suitable. Especially if you use this in conjunction with an American Express card to maximise the Points earned on a day to day basis.

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Ready to Apply And Get Up to 130,000 Qantas Points?

Earn a whopping 100,000 bonus Qantas Points, 75 status credits and $150 back to your new ANZ Frequent Flyer Black when you spend $3,000 on eligible purchases in the first 3 months from approval. Plus get an additional 30,000 bonus Qantas Points when you keep your card for over 12 months.

Apply nowic
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ANZ Frequent Flyer Black Earn Rate

Earn Rate (up t0 AU$7,500 per statement period):

1 Qantas Point per AU$1

Earn Rate (over AU$7,500 per statement period):

0.5 Qantas Points per whole AU$1 (uncapped)

ATO/GOV Ear Rate

0 points

ANZ Frequent Flyer Black Visa Details

decor ANZ Frequent Flyer Black Visa Details

Card Type

Visa Black

Rewards

Qantas Frequent Flyer

Points Earn

1 Qantas Point per $1 spent up to $7,500 per month after which the rate reduces to 0.5 Points per $1, uncapped

Points Cap

Uncapped

Overseas Transaction Fee

3%

Minimum Credit Limit

$15,000

Interest Rate

20.24% p.a. (or nothing when you pay your balance in full!)

Interest-Free Period

Up to 55 days

Additional cardholders

9 max. At the cost of $65 per extra cardholder

Will I Get The Bonus Points?

ANZ has 2 separate types of Points-earning credit cards; Qantas Frequent Flyer and ANZ Rewards (the flexible program which allows you to transfer to a range of airline partners including Kris Flyer, Asia Miles etc.).

ANZ allows those who currently hold or have held an ANZ Rewards card within the last 12 months to apply and receive the bonus Reward Points on the ANZ Frequent Flyer card range.

This rule is the same the other way around too, so if you currently hold or have held an ANZ Frequent Flyer card, you can sign up for any of the ANZ Rewards cards and receive the bonus Reward Points if you meet the other conditions.

Essentially there are 2 categories of cards:

ANZ Frequent Flyer (Qantas Frequent Flyer Points)

If you hold or have held one of these cards in the last 12 months, you can apply and get the bonus for an ANZ Rewards branded card (see next list).

• ANZ Frequent Flyer Black (this is the current offer we’re writing about on this page)
• ANZ Frequent Flyer Platinum
• ANZ Frequent Flyer

ANZ Rewards (Flexible points program)

If you hold or have held one of these cards in the last 12 months, you can apply and get the bonus for an ANZ Frequent Flyer branded card (see the previous list).

• ANZ Rewards Black
• ANZ Rewards Platinum
• ANZ Rewards
• ANZ Rewards Travel Adventures

If you have held a supplementary card in the past or you still hold one under your spouse or partners account, you are also eligible for the bonus.

What’s Eligible Spending?

Essentially its everyday transactions such as groceries, petrol, bill payments, travel bookings, dining etc. Non-Eligible spending includes cash advances (by taking money out of the ATM for example), gambling (which is classed as a cash advance), balance transfer.

If you’re uncertain if a particular spend will count towards your minimum spend requirement to get the bonus, check with ANZ first before proceeding.

Travel & Other Insurances

As always, insurance is a very personal thing so you should always read the PDS to make sure the complimentary insurance on offer is suitable for you.

International travel insurance

Rental vehicle excess in Australia insurance

Interstate flight inconvenience insurance

Transit accident insurance

Purchase protection insurance

Guaranteed pricing scheme

You can and should read the PDS here and here to make sure these products are sufficient for you.

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  • Sign Up Bonus 5
  • Earn Rate 3.5
  • Annual Fee 3

Our Rating

The ANZ Frequent Flyer Black card has one of the biggest sign-up bonuses in the market. While the annual fee might seem high at first, the $150 credit back to your card will reduce it for the first year. <p>As one of the few cards that still earns 1 Qantas Point per dollar (although capped), this card is a favourite for many frequent flyers thanks to all the benefits on offer.</p>

Summary

Pros

  • Fantastic sign up bonus
  • Reduced annual fee for the first year
  • Good earn rate for most people

Cons

  • Average earn rate if you spend more than $7,500 per month
  • Overseas transaction fee
  • High annual fee if you decide to keep the card for a second year
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  • Sign Up Bonus 5
  • Earn Rate 3.5
  • Annual Fee 3