Credit card detail

Westpac Altitude Qantas Black MasterCard

Get up to 120,000 bonus Qantas Points — 90,000 Qantas Points in year 1 if you spend $6,000 within 90 days of new card approval and an extra 30,000 points after your first eligible purchase in year 2. Existing Westpac customers can sign in and apply to save $100 on your first-year annual card fee!


    Qantas Frequent Flyer




    0.75 Qantas Points points per $1


    Up to 120,000

Up To 120,000 Bonus Qantas Points + Reduced Annual Fee

Up To 120,000 Bonus Qantas Points + Reduced Annual Fee

Right now, you can score a huge 120,000 bonus Qantas Points thanks to Westpac’s top-tier Altitude Qantas Black card. New cardholders can receive 90,000 bonus Qantas Points after spending $6,000 on eligible purchases within 90 days of card approval. You’ll be in for another treat in year 2, with 30,000 bonus Qantas Points up for grabs after making your first eligible purchase.

As if that’s not enough, you’ll also get the highest Qantas earn rate from Westpac as well as complimentary Qantas Club airport lounge access, included insurances and a discounted annual card fee of $200 for existing Westpac customers in the first year!

New cards only. This offer ends 31st December 2022. T&Cs and exclusions apply.

Note: From 1 January 2022, earn 0.75 Qantas Points per $1 up to a maximum of $250,000 spent on eligible purchases annually. Bonus Qantas Points not included in the cap.

Westpac Altitude Qantas Black Card Benefits

With an Altitude Qantas Black card, Qantas Points earned are credited directly into your Frequent Flyer account.

Sign Up online via Westpac!

Bonus Points

Up to 120,000 bonus Qantas Points, consisting of: 90k when you spend $6,000 on eligible purchases within 90 days of card approval 30k after making your first eligible purchase in year 2

Reduced Card Fee

Existing Westpac customers enjoy a discounted annual card fee of $200 for the first year ($250 thereafter).

Qantas Club Lounge Access

Relax before you fly with 2 complimentary Qantas Club airport lounge passes each year. Simply register your Altitude Black card and purchase a selected Qantas product or service within Australia.

Insurance Benefits

Six complimentary insurances: Interstate flight inconvenience insurance, rental vehicle excess in Australia cover, international travel insurance, extended warranty, purchase protection and overseas transit accident insurance. Read the PDS to see if these will cover your needs and to find eligibility details and T&Cs.

0% Balance Transfer

0% p.a. for 24 months on balance transfers requested at card application. 1% balance transfer fee applies. After 24 months the rate reverts to the variable cash advance rate.

Altitude Rewards vs Altitude Qantas vs Altitude Velocity

Westpac’s Altitude card range offers applicants a choice of destination for their points. You can choose to earn directly into the Qantas or Velocity frequent flyer programs, or alternatively into Westpac’s own loyalty program Altitude Rewards.

Which card is for you best depends on where you plan on redeeming. If you want to fly with Virgin Australia for example, you’ll want to send your points to Velocity Frequent Flyer. It’s also worth considering the sign-up bonus of each card, as these will differ based on the program you select.

Those who opt into Altitude Rewards will be able to transfer their points into the loyalty schemes of Singapore Airlines, Cathay Pacific, Malaysia Airlines and Air New Zealand.

Click here to apply online!

Westpac Altitude Qantas Black Earn Rates

The Westpac Altitude Qantas Black card earns 0.75 Qantas Points per $1 spent, capped at $250,000 spent on eligible purchases annually. This annual limit resets in January each year, based on your statement date. Bonus Points earned are not part of your annual cap.

Click here to get this offer!
Booking Free Flights With 120,000 Bonus Qantas Points

Booking Free Flights With 120,000 Bonus Qantas Points

The Westpac Altitude Qantas Platinum card earns Qantas Points points which can be redeemed for a multitude of rewards including retail products (poor value), flight upgrades and reward flights. You could make some excellent redemptions using the 120,000 Qantas Points signup bonus. Here are some of our favourite examples:

Qantas Business To US East Coast

Fly Qantas business class to the US East Coast with the journey from Sydney to Los Angeles requiring 108,400 Qantas Points.

Qatar Airways Business To Middle East

Qatar Airways have received numerous awards for their fantastic Qsuite business class product. As a OneWorld partner airline, you can redeem 104,500 Qantas Points from Perth or 119,200 from elsewhere in Australia to get to Doha.

Emirates First Class to New Zealand

Arguably one of the best cheap Qantas redemptions is to fly Emirates First Class to New Zealand. If you book a First Class ticket on the A380, you’ll even enjoy an onboard shower! Although Emirates has temporarily suspended this route, this is an option to consider once flying resumes. A one-way redemption costs 62,200 Qantas Points, meaning the signup bonus alone is almost enough for a return trip!

11 Business Upgrades On Longer Domestic & Trans-Tasman Flights

An upgrade to Business can make the world of difference on a longer 4-5 hour domestic trip such as Perth to Sydney/Melbourne/Brisbane, or when flying Trans-Tasman across the ditch. On Flexible Economy tickets, these upgrades cost 10,900 or 11,900 Qantas points respectively. If you book the cheaper Discount Economy fares, you’ll need 27,200 points for domestic or 21,800 points for international upgrades.

Qantas Domestic Business

If you’d prefer to fly within Australia, those 120,000 Qantas Points can get you six short domestic business flights such as Melbourne to Sydney, Adelaide, Canberra or Hobart.

Catch The Indian Pacific Train from Sydney to Adelaide

In late 2020 Qantas introduced Classic Rail Rewards with their partner Journey Beyond. Although it isn’t the same great value as a flight reward, luxury train travel is a different and exciting reward option. The 2-day, 1-night trip includes accommodation, gourmet meals and off-train activities.

Westpac Altitude Qantas Black Fees, Charges & Interest

The Westpac Altitude Qantas Black card is a great option for those after a Qantas Points earning credit card. Although the earn rate is lower than other offers, the huge signup bonus and reduced annual fee make it a very attractive offering.

Visit Westpac to apply

Annual fee

$200 first year (existing Westpac customers), $250 thereafter

Annual rewards program fee

Altitude Qantas: $50

Interest-free days on purchases

Up to 45 days

Variable purchase rate

19.99% p.a.

Variable cash advance rate

21.49% p.a.

Foreign transaction fee


Cash advance fee


Minimum income

$75,000 p.a.

Minimum credit limit


Additional cardholder fee