Credit card detail

Westpac Altitude Rewards Black MasterCard

Earn 140,000 bonus Altitude Points when you spend $6,000 on eligible purchases with a new Altitude Black credit card within 120 days of approval.

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  • REWARDS PROGRAM

    Altitude Rewards

  • ANNUAL FEE

    $99 first year, $250 thereafter

  • EARN RATE

    1.25 Altitude Rewards points per $1

  • BONUS POINTS

    140,000 Altitude Points

140,000 Bonus Altitude Points

140,000 Bonus Altitude Points

Westpac is running a killer deal on their top-tier Altitude Rewards Black credit card. You could earn 140,000 bonus Altitude Points after spending $6,000 on eligible purchases with a new Altitude Black credit card, within 120 days of approval.

Plus, you’ll get the highest Altitude Points earn rate as well as complimentary airport lounge access, included insurances and a discounted annual card fee of $99 for the first year!

New cards only. T&Cs and exclusions apply.

Westpac Altitude Rewards Black Card Benefits

With the Altitude Rewards Black card, there is no cap on the amount of Altitude Rewards points you can earn!

Ready to apply? Click here

Bonus Points

Earn 140,000 bonus Altitude Points when you spend $6,000 on eligible purchases with a new Altitude Black credit card within 120 days of approval.

Reduced Card Fee

Enjoy a reduced first-year annual card fee of $99 ($250 thereafter). Already with Westpac? Sign in to apply for a $49 annual card fee for the first year.

Priority Pass Lounge Access

Relax before you fly with 2 complimentary Priority Pass airport lounge invitations each year, one of which you can share with a travel companion.

Insurance Benefits

Six complimentary insurances: Interstate flight inconvenience insurance, rental vehicle excess in Australia cover, international travel insurance, extended warranty, purchase protection and overseas transit accident insurance. Read the PDS to see if these will cover your needs and to find eligibility details and T&Cs.

0% Balance Transfer

0% p.a. for 24 months on balance transfers requested at card application. 1% balance transfer fee applies. After 24 months the rate reverts to the variable cash advance rate.

Altitude Rewards vs Altitude Qantas vs Altitude Velocity

Westpac’s Altitude card range offers applicants a choice of destination for their points. You can choose to earn directly into the Qantas or Velocity frequent flyer programs, or alternatively into Westpac’s own loyalty program Altitude Rewards.

Which card is for you best depends on where you plan on redeeming. If you want to fly with Virgin Australia for example, you’ll want to send your points to Velocity Frequent Flyer. It’s also worth considering the sign-up bonus of each card, as these will differ based on the program you select.

Those who opt into Altitude Rewards will be able to transfer their points into the loyalty schemes of Singapore Airlines, Cathay Pacific, Malaysia Airlines and Air New Zealand.

Visit Westpac to get this offer!

Westpac Altitude Rewards Black Earn Rates

The Westpac Altitude Rewards Black card earns Altitude Rewards points which can be redeemed at a later date. When the time comes, you can redeem your Altitude Rewards points for gift cards, hundreds of retail products, convert to cashback, book travel, or transfer to airline frequent flyer schemes (best value).

6 points per $1 spent On Qantas, Jetstar, Singapore Airlines and Emirates flights bought in Australia

2 points per $1 spent With Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber and Uber Eats

1.25 points per $1 spent On all other eligible purchases

Frequent Flyer Transfer Partners & Rates

Altitude Rewards points can be transferred to a range of airline partners. This gives you the best choice and flexibility when it comes to redeeming your points for flights.

Singapore Airlines Kris Flyer

3 Altitude Rewards points = 1 Kris Flyer Mile

Cathay Pacific Asia Miles

3 Altitude Rewards points = 1 Asia Mile

Malaysia Airlines Enrich

3 Altitude Rewards points = 1 Enrich Mile

Air New Zealand Air Points

180 Altitude Rewards points = 1 Airpoints Dollar

Booking Free Flights With 140,000 Bonus Altitude Rewards Points

Booking Free Flights With 140,000 Bonus Altitude Rewards Points

Some of the most valuable programs you can transfer to are Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles. Redemptions with these schemes are generally much cheaper than other airlines and also open up points bookings with Star Alliance and OneWorld partners. You could make some excellent redemptions using the huge 140,000 bonus Altitude Points signup bonus.

Cathay Pacific Business To Hong Kong

Transfer your points to Cathay Pacific and fly business class to Hong Kong for only 45,000 Asia Miles, or 30,000 if you depart Perth.

Qantas Or Fiji Airways Business To Fiji

You can use Cathay Pacific Asia Miles to book flights onboard any OneWorld airline, including Qantas and Fiji Airways. It’s just 75,000 Asia Miles to fly business class to Fiji with either airline.

Qantas Domestic Business

Use Cathay Pacific Asia Miles to fly on any non-stop domestic Qantas domestic flight for no more than 30,000 Asia Miles in business.

Singapore Airlines Business To Singapore

Including your card spend you should have enough Altitude Rewards points to transfer to Singapore Airlines and redeem a business class flight to Singapore. You’ll need 62,000 KrisFlyer miles, only 2k more than the signup bonus.

Westpac Altitude Rewards Black Fees, Charges & Interest

The Westpac Altitude Rewards Black card is ideal for those after a solid flexible rewards card. A competitive earn rate, huge signup bonus and reduced annual fee make this an attractive offer for anyone in the market for a new flexible rewards card.

Click here to apply online

Annual fee

$99 first year, $250 thereafter (waived for existing Westpac customers)

Interest-free days on purchases

Up to 45 days

Variable purchase rate

19.99% p.a.

Variable cash advance rate

21.49% p.a.

Foreign transaction fee

3%

Cash advance fee

3%

Minimum income

$75,000 p.a.

Minimum credit limit

$15,000

Additional cardholder fee

$0

Ready to Apply For Westpac Altitude Rewards Black?

Earn 140,000 bonus Altitude Points when you spend $6,000 on eligible purchases with a new Altitude Black credit card within 120 days of approval.

Apply nowic
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