Credit card detail
Westpac Altitude Rewards Black MasterCard
Earn 140,000 bonus Altitude Points when you spend $6,000 on eligible purchases with a new Altitude Black credit card within 120 days of approval. Plus: reduced first-year annual card fee of $150 ($250 thereafter).
- REWARDS PROGRAM
Altitude Rewards
- ANNUAL FEE
$150 first year, $250 thereafter
- EARN RATE
1.25 Altitude Rewards points per $1
- BONUS POINTS
140,000 Altitude Points
140,000 Bonus Altitude Points
Westpac is running a killer deal on their top-tier Altitude Rewards Black credit card. You could earn 140,000 bonus Altitude Points after spending $6,000 on eligible purchases with a new Altitude Black credit card, within 120 days of approval.
Plus, you’ll get the highest Altitude Points earn rate as well as complimentary airport lounge access, included insurances and a discounted annual card fee of $150 for the first year!
New cards only. T&Cs and exclusions apply. Offer ends 29/06/2023.
Westpac Altitude Rewards Black Card Benefits
With the Altitude Rewards Black card, there is no cap on the amount of Altitude Rewards points you can earn!
Ready to apply? Click hereBonus Points
Earn 140,000 bonus Altitude Points when you spend $6,000 on eligible purchases with a new Altitude Black credit card within 120 days of approval.
Reduced Card Fee
Enjoy a reduced first-year annual card fee of $150 ($250 thereafter).
Priority Pass Lounge Access
Relax before you fly with 2 complimentary Priority Pass airport lounge invitations each year, one of which you can share with a travel companion.
Insurance Benefits
Six complimentary insurances: Interstate flight inconvenience insurance, rental vehicle excess in Australia cover, international travel insurance, extended warranty, purchase protection and overseas transit accident insurance. Read the PDS to see if these will cover your needs and to find eligibility details and T&Cs.
Altitude Rewards vs Altitude Qantas vs Altitude Velocity
Westpac’s Altitude card range offers applicants a choice of destination for their points. You can choose to earn directly into the Qantas or Velocity frequent flyer programs, or alternatively into Westpac’s own loyalty program Altitude Rewards.
Which card is for you best depends on where you plan on redeeming. If you want to fly with Virgin Australia for example, you’ll want to send your points to Velocity Frequent Flyer. It’s also worth considering the sign-up bonus of each card, as these will differ based on the program you select.
Those who opt into Altitude Rewards will be able to transfer their points into the loyalty schemes of Singapore Airlines, Cathay Pacific, Malaysia Airlines and Air New Zealand.
Westpac Altitude Rewards Black Earn Rates
The Westpac Altitude Rewards Black card earns Altitude Rewards points which can be redeemed at a later date. When the time comes, you can redeem your Altitude Rewards points for gift cards, hundreds of retail products, convert to cashback, book travel, or transfer to airline frequent flyer schemes (best value).
6 points per $1 spent On Qantas, Jetstar, Singapore Airlines and Emirates flights bought in Australia
2 points per $1 spent With Spotify Premium, David Jones, Myer, THE ICONIC, Airbnb, Uber and Uber Eats
1.25 points per $1 spent On all other eligible purchases
Frequent Flyer Transfer Partners & Rates
Altitude Rewards points can be transferred to a range of airline partners. This gives you the best choice and flexibility when it comes to redeeming your points for flights.Singapore Airlines Kris Flyer
3 Altitude Rewards points = 1 Kris Flyer MileCathay Pacific Asia Miles
3 Altitude Rewards points = 1 Asia MileMalaysia Airlines Enrich
3 Altitude Rewards points = 1 Enrich MileAir New Zealand Air Points
180 Altitude Rewards points = 1 Airpoints Dollar 
Booking Free Flights With 140,000 Bonus Altitude Rewards Points
Some of the most valuable programs you can transfer to are Singapore Airlines KrisFlyer and Cathay Pacific Asia Miles. Redemptions with these schemes are generally much cheaper than other airlines and also open up points bookings with Star Alliance and OneWorld partners. You could make some excellent redemptions using the huge 140,000 bonus Altitude Points signup bonus.
Cathay Pacific Business To Hong Kong
Transfer your points to Cathay Pacific and fly business class to Hong Kong for only 45,000 Asia Miles, or 30,000 if you depart Perth.Qantas Or Fiji Airways Business To Fiji
You can use Cathay Pacific Asia Miles to book flights onboard any OneWorld airline, including Qantas and Fiji Airways. It’s just 75,000 Asia Miles to fly business class to Fiji with either airline.Qantas Domestic Business
Use Cathay Pacific Asia Miles to fly on any non-stop domestic Qantas domestic flight for no more than 30,000 Asia Miles in business.Singapore Airlines Business To Singapore
Including your card spend you should have enough Altitude Rewards points to transfer to Singapore Airlines and redeem a business class flight to Singapore. You’ll need 62,000 KrisFlyer miles, only 2k more than the signup bonus.Westpac Altitude Rewards Black Fees, Charges & Interest
The Westpac Altitude Rewards Black card is ideal for those after a solid flexible rewards card. A competitive earn rate, huge signup bonus and reduced annual fee make this an attractive offer for anyone in the market for a new flexible rewards card.
Click here to apply onlineAnnual fee
$150 first year, $250 thereafter
Interest-free days on purchases
Up to 45 days
Variable purchase rate
19.99% p.a.
Variable cash advance rate
21.49% p.a.
Foreign transaction fee
3%
Cash advance fee
3%
Minimum income
$75,000 p.a.
Minimum credit limit
$15,000
Additional cardholder fee
$0
Ready to Apply For Westpac Altitude Rewards Black?
Earn 140,000 bonus Altitude Points when you spend $6,000 on eligible purchases with a new Altitude Black credit card within 120 days of approval.
