Woolworths Everyday Rewards Members can access a promotion running at the moment where if you take out a new insurance policy and hold the policy for 30 days, they will reward you with 20,000 Woolworth’s points. For those point savvy collectors out there will know these transfers to 8,700 QFF points.

So how does this all work?

Let’s break it down for you to make it simple to understand what you need to do for each policy. Currently, the offer is running for Home and Contents Insurance and also Pet Insurance.

Home and Contents Insurance

First, visit https://insurance.woolworths.com.au/promotions/rewards-home.html.
You will find the details of the deal on the home page. Ensure the Promo code”wow20K” is applied during the application process.

The second tip is to ensure all your coverage is kept to the minimum. To do this, I did a contents only policy with a $20,000 minimum cover amount with an excess of $1000 (the highest). This will then drop the policy to the lowest possible price. You can see my costs below.

The next step is to simply wait for the points to be credited which states it will be within 30 days of first payment being received. When the points are received, you can then simply cancel the policy.

Pet Insurance

As above, the same promotion is running for those who take out a pet insurance policy.

First, visit https://insurance.woolworths.com.au/promotions/rewards-pet.html

You will find the details of the deal on the home page. Ensure the Promo code “pet20K” is applied during the application process.

The good thing with Pet Insurance, there isn’t much tweaking required to get a lower price. In this circumstance, you would just select the cheapest policy as seen below.

Simply select the “basic” coverage for your chosen pet.

Once again, wait the 30 days after paying your first month of insurance, and the Woolworths Points should be added.

Summary

Following this guide and tweaking the insurance should be able to net the user 40,000 points Woolworths Points for a relatively low cost. The only caveat is that this won’t apply to everyone and you might find your personal situation might end up in a slightly more expensive or cheaper policy; however it should remain approximately the same.

The other issue is that Woolworths may debit the 2nd-month cost of both policies if the points aren’t credited straight away, if this happens you will pay a bit more, but still will end up with a good overall deal.

You can likely also do this for other members of the family utilising their details, should they consent.

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James
Guest

Thanks Chad, I’m really enjoying accumulating QFF points with these offers. Every little bit is helping.😊

Brad
Guest
Brad

My contents policy came to $14/month, which is pretty good. Although I did see this clause in the conformation email I received after signing up:

Should you decide to cancel after the cooling off period we will deduct a $30 fee to cover
reasonable administration expenses.

If they charge that, it will really eat in to the benefit if they also debit a second month before the points are applied.

Immanuel
Admin

Hey Brad, that’s good to know! I assume in your case a second month would work out cheaper?

EDWIN
Guest
EDWIN

Hey Immanuel,

I still not received my Welcome BonusW Point after one month joined Woolworth Pet insurance.

How about you? Now they charged me the 2nd month premium. Feel annoyed about this promotion.

EDWIN
Guest
EDWIN

For pet insurance, * Offer applies to new policies only before 11:59pm 24 February 2019 Does it mean I need to purchase the insurance before 24/2 or the new policy must start before 24/2.

I did purchase the policy today and I did put the start day today but received an email confirmation said my policy only start on the 26/2.

Immanuel
Admin

Hi Edwin, I would think it’s both (purchase and start) since you will only get charged 1 minute before midnight of your planned activation date.

Bronte Lucas
Guest
Bronte Lucas

HI all! Update on this one – my 30 days since the first pet insurance premium payment (4-Feb) had passed with no points in my Woolworths Rewards account so I called Woolworths pet insurance department to follow up. The confirmed that all looks correct on their end for me to recieve the points and it’s now up to the Woolworths Rewards department to apply the points. Called Woolworths Rewards who stated that if the points don’t arrive in my Woolworths Rewards account within 48 days I should follow it up with the Woolworths Pet Insurance department. All in all not… Read more »

EDWIN
Guest
EDWIN

Hi Bronte, thanks for sharing. Did you ending received the point? I joined on 13/2,still not receive the point.

Bronte Lucas
Guest
Bronte Lucas

No sign of the points as yet 🙁

EDWIN
Guest
EDWIN

So you already paid your 2nd month premium? Don’t know why so slow.

Bronte Lucas
Guest
Bronte Lucas

Hi Edwin, yep, they got me for two months which was a risk of the process but still frustrating. Hopefully those points land in my account in the next three days so I don’t have to call them again.

Bronte Lucas
Guest
Bronte Lucas

After some more follow up late last week points have arrived in my account this morning.

EDWIN
Guest
EDWIN

Hey Immanuel,

I still not received my Welcome BonusW Point after one month joined Woolworth Pet insurance.

How about you? Now they charged me the 2nd month premium. Feel annoyed about this promotion.

Daniel
Guest
Daniel

It’ll end up being 3 months paid premium as the T&Cs state 45 days for both pet and contents. However what they don’t tell you is that it is 45 business days so essentially this will tip you over into the third month. The deal is not so great now ☹️ It’s been 50 calendar days since I paid my first premium and no points. I called to ask and they confirmed it was business days not calendar days even though the T&Cs make no mention of business days.

Immanuel
Admin

Yes I’m getting the feeling they will try to maximise their profit here…
Worth arguing the t&c but in the end, sometimes we win, sometimes we lose. I’m still waiting for my points to come through.

Daniel
Guest
Daniel

Yep you’re right 👍🏼 However, I am delighted to inform you that I got the 40k today so I avoided spilling over to the third month just in time. 😊 So I got that 38 business days after signing up.

alex
Guest
alex

still no points for me! did you receive yours?

Immanuel Debeer
Admin

Pet insurance points dropped early on but still chasing the other ones.

EDWIN
Guest
EDWIN

I got my 20K as well.
Will cancel the policy next Monday.