Cashrewards Max Ultimate Guide


Tom Goward | 16/02/2022

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Cashrewards has launched Cashrewards Max, exclusively for eligible ANZ cardholders. The program offers cashback with more than 1,700 brands, and if you have an eligible ANZ credit or debit card, you’re already halfway there.

Cashrewards Max is a premium version of the Cashrewards experience, offering access to all the standard benefits plus bigger cashback deals and faster approvals when you pay with a linked ANZ card. It’s free to join and offers cashback when shopping with leading brands such as Apple, Amazon, Cotton On, THE ICONIC, Rebel, Uniqlo and Uber.

New to Cashrewards? Join via our sign up link to get a bonus $20 in your account!

How Cashrewards Max works

To get started you’ll need to link your eligible ANZ card to a Cashrewards account (more on that later). From there you will earn cashback every time you shop instore or online with a Cashrewards partner and use your linked ANZ card to pay.

Cashback accumulates in your Cashrewards account and can be sent to a bank account or PayPal after earning at least $10.01 cashback.

The difference with Cashrewards Max is that ANZ cardholders receive offers with higher cashback rates and faster approvals compared to the standard Cashrewards program. Plus, it’s free to join and offers huge cashback deals with hundreds of retailers, so there’s not much to complain about.

Which ANZ cards are eligible?

Many of ANZ’s credit and debit and cards are eligible for Cashrewards Max offers. Check the list below to be sure your card is eligible.

  • ANZ Low Rate Credit
  • ANZ Rewards Black Credit
  • ANZ Rewards Platinum Credit
  • ANZ Rewards Credit
  • ANZ Rewards Travel Adventures Credit
  • ANZ Frequent Flyer Black Credit
  • ANZ Frequent Flyer Platinum Credit
  • ANZ Frequent Flyer Credit
  • ANZ Platinum Credit
  • ANZ First Credit
  • ANZ Rewards Paycard Credit
  • ANZ Pay Credit
  • ANZ Visa Debit
  • ANZ Access

How to join Cashrewards Max

New to Cashrewards? Here’s how to create an account and set up Cashrewards Max:

  1. Head to the Cashrewards Max page and hit ‘Join now for free’ — use our sign up link to get an extra $20 added to your account.
  2. Add your email address and mobile number
  3. Verify yourself using the code
  4. Add your personal info and link your eligible ANZ debit or credit card

If you already have a Cashrewards account, here’s how to activate Cashrewards Max:

  1. Log in to your Cashrewards account and click ‘Max for ANZ’ in the top menu bar
  2. Click on ‘Link your ANZ card’
  3. Enter the number on your eligible card and click continue

Too good to be true?

You might think that a program offering free money is to good to be true, and normally it is. But the Cashrewards business model runs on tried and tested affiliate marketing. Basically, when a member shops with their favourite brand, Cashrewards earns a commission on the purchase. Part of this commission is then shared with the member as cashback.

Cashrewards Max: FAQ’s

What brands does Cashrewards partner with?

You can view the full list of Cashrewards eligible stores at

Do I need an ANZ card to join Cashrewards Max?

Yes, the Cashrewards Max program is exclusively available to ANZ customers who hold an eligible ANZ credit card or debit card.

I’m already a Cashrewards member. How do I link my card?

Sign in and go to ‘Max for ANZ’ in the top menu bar. Proceed to link your ANZ card.

How long does it take for cashback to show in my Cashrewards account?

It can take up to seven days for pending rewards to show up in your Cashrewards account. Once your cashback is tracked, it can take anywhere from one to 100 days for the retailer to approve your cash for withdrawal. This timeframe is at the discretion of each retailer and may vary.

How do I receive my cash?

Once your cashback is approved, it is sent to your Cashrewards account. After your account balance reaches $10.01 or more, you can choose to withdraw the balance to your bank or PayPal account.

Cashrewards Max: T&Cs

Cashrewards Max is offered by Cashrewards and not ANZ. Cashrewards Max members may access higher cashback offers and faster cashback approvals for selected retailers, compared to the standard Cashrewards program. A Cashrewards account is not an ANZ account. ANZ business credit cards and ANZ business debit cards are ineligible for membership to Cashrewards Max. T&Cs apply.

Full Disclosure: This article was sponsored by Cashrewards.


Tom Goward

Senior Editor and Chief AvGeek at Flight Hacks


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