The American Express Qantas Business Rewards Card now comes with 150,000 bonus Qantas points when you sign up online by 11 March and spend a minimum of $3,000 on eligible purchases in the first 2 months of approval. This offer ends on 11 March 2020.
The American Express Qantas Business Rewards card is aimed at small to medium business owners who are looking to earn points in the Qantas Business Rewards program.
The Amex Qantas Business Rewards Card earns a healthy 1.25 Qantas Frequent Flyer Points on most everyday purchases and is boosted to 2 points per dollar when you spend directly with Qantas.
Qantas Business Rewards vs Qantas Frequent Flyer
Instead of earning points directly to your personal Qantas Frequent Flyer account, Card members will earn points in their Qantas Business Rewards account (free to join) which is linked to the company ABN.
This means that a business with multiple employees can pool the total points in the business account and from there distribute them to anyone they wish. If you’re not already a Qantas Business Rewards member, they joining fee of $89.5 is waived when you sign up online.
This offers more flexibility to the business owner who can decide how the points are spent. Since they can be sent to anyone with a Qantas Frequent Flyer number, they can be used as a company incentive for example.
Charge Card, Not A Credit Card
The American Express Qantas Business Rewards card is not a credit card but a charge card. This means there’s no pre-set limit, giving business owners more spending power when they need it. However, this also means it’s not possible to carry a balance: payment is required in full on the due date.
American Express Qantas Business Rewards Earn Rates
Since Qantas Business Rewards transfer to Qantas Frequent Flyer at an equal rate (1:1), there is no downside, only benefits of earning in QBR (Qantas Business Rewards) due to the flexibility it offers.
- 2 Qantas Points per $1 spent on Qantas products in Australia (uncapped)
- 1.25 Qantas Points per $1 on all purchases except for utilities, insurance (except Amex insurance), government agencies including the ATO. (uncapped)
- Triple Qantas Points on eligible Qantas flights paid for with your Card (this is in addition to the 2 points per $1 earn rate on Qantas products)
In addition to standard earn rates, as a QBR member, you earn additional points on Qantas flights when you enter your ABN number at the time of booking. The bonus points earned are not related to the Amex QBR Card, but it’s based on the actual miles flown multiplied by 20-40% depending on your membership level. QBR members start at Level 1 and can move up to Level 3 depending on how many QBR points they earn in a year.
To be eligible for the American Express Qantas Business Rewards Card, you must be able to say yes to the following:
- Your business must have a valid ABN registered for GST
- Have an annual business revenue of $24,000 or more
- Have a good credit history and no payment defaults
- Be an Australian citizen or a permanent resident
- Be over 18 years of age
The Amex QBR Card comes packed with benefits that both you and your team can enjoy. These are:
Free up cash flow
Since this is a charge card, full payment is required on the statement due date; however, the Amex QBR Card comes with 51 days to pay the balance. With no pre-set spending limit this can be a huge advantage to business owners looking to free up cash flow.
Up to 99 Supplementary Cards
Your Amex QBR Card turns into a powerhouse points generator when you utilise the card for your staff expenses. Easily track outgoings with up to 99 free supplementary cards. Of course, each card earns the same amount of points which are all pooled into the company rewards account.
Integration with MYOB
If you use MYOB accounting software, you can set up an automatic data feed of your Card transactions. Your accountant will love you.
American Express AccessLine
With AccessLine, American Express QBR Card Customers can make fast, secure payments, even to merchants who don’t accept Card payments – plus you can earn American Express Membership Rewards points in the process.
Complimentary Qantas Lounge Access
Each year you hold the Card, you will get 2 complimentary Qantas Club Lounge passes which can be used for domestic Qantas Club or international Business lounge access.
150,000 bonus Qantas points
Reward yourself or your team with 150,000 bonus Qantas points when you apply online before 11 March 2020 and spend $3,000 within 2 months of your card approval date.
Triple Qantas Points when you fly
As we mentioned before, these are a bonus on top of the standard card earn rates! When you fly on Qantas coded flights (flights starting with QF), you will earn 3 points when the flight is paid for using your Amex QBR card.
Eligible flights are either domestic or international flights with a QF number purchased in Australia and operated by Qantas, Emirates or American Airlines. Triple points are capped at 4 million points per membership year.
Domestic & International travel insurance
Card members will receive domestic and international travel insurance, this includes your family and any supplementary card holder, as long as travel is paid for using your Card.
You, your family and your team will be covered for:
- Inconvenience costs (flight delays and cancellations, and luggage delays)
- Medical expenses
- Damaged, destroyed, lost, or stolen baggage, money and documents
- Trip cancellation costs
- Transport accidents (car rental excess etc.)
- Personal liability.
Of course, as always, make sure you read the insurance PDS to make sure this benefit is suitable for you. You can find the PDF here.
I already have a personal Amex card, can I get the bonus?
If you hold an American Express card issued through your bank (Westpac for example) or through David Jones, you are eligible for the 150,000 bonus Points.
However, other cardholders will not be able to get the bonus on a business Card if they already hold a personal Amex or have held one in the previous 18 months.
Keep in mind; it’s perfectly fine to have multiple Amex cards under one account, you just won’t get the sign-up bonus. This means as a business owner; this card would still offer you significant value due to the points earning power generated through everyday business expenses.
Card type: American Express Qantas Business Rewards Card (charge)
Loyalty Program: Qantas Business Rewards
International Transaction Fee: 3% of the converted amount
Annual fee: $450 p.a.
American Express Qantas Business Rewards Conclusion
This is one of the most powerful cards for small to medium business owners looking to earn more Qantas points from doing business, with no points earning cap and an every day earn rate of 1.25 you’re going to earn points fast. While a sole trader might be better off going for a personal card like the Qantas Amex Ultimate (due to the fact the $450 complimentary Qantas credit offsets the annual fee), if you are looking to extend supplementary cards to your team and want the flexibility of Qantas Business Rewards, this is the card for you.
American Express Qantas Business Rewards Card
- Points earn rate
- Bonus offer
- Extra features
The American Express Qantas Business Rewards Card is one of the best small to medium business cards for those looking to earn Qantas points exclusively. With a generous sign-up bonus of 150,000 Qantas Points, this offer is certainly worth looking into.
- Great sign up bonus
- Good earn rate
- Plenty of pro-business features
- No flexible rewards program