The Highest Earning Qantas Credit Cards In 2024

What’s the best credit card to earn Qantas Points? It’s one of our most received questions at Flight Hacks, and for good reason. Being armed with a great Qantas credit card opens up a world of travel possibilities. Naturally, the answer isn’t conclusive, but most of the time people are interested in a Qantas Frequent Flyer credit card that comes with a massive sign-up bonus. However, there are times when this isn’t the case.

For some, the sign-up bonus is somewhat irrelevant compared to a card’s earn rate. Big spenders who put everything on their frequent flyer credit card can often earn more from a high earn rate than churning sign-up bonuses.

In this guide, we list Qantas Credit Cards with a high earn rate, and review our top picks for 2024.

Qantas Premier Titanium

Annual Fee: $1,200

Earn Rate:

• 1.25 Qantas Points per $1 up to $12,500 per statement period and 0.5 thereafter
• 2 Qantas Points per AU$1 equivalent spent on international purchases
• 2 additional Qantas Points per $1 spent with Qantas

Cardholder Benefits:

• 150,000 bonus Qantas Points after spending $5,000 within 3 months of approval
• 10% off the base fare of eligible Qantas flights for up to 2 travellers twice a year
• Two Qantas First lounge invitations for Qantas First Lounges in Sydney, Melbourne or Los Angeles
• Two domestic Qantas Club or Qantas International Business lounge invitations
• 20% bonus Status Credits when you book Qantas flights using your card
• Qantas Wine Premium membership
• Up to 20,000 Qantas Points per year through the Qantas Wellbeing App

Qantas American Express Ultimate

Annual Fee: $450

Earn Rate:

• 2.25 Qantas Points per $1 spent on eligible Qantas products and services
• 1.25 Qantas Points per $1 spent on card purchases
• 0.5 Qantas Points per $1 spent on purchases at government bodies in Australia

Cardholder Benefits:

• 110,000 bonus Qantas Points and $200 after spending $3,000 in the first 3 months
• $450 annual Qantas travel credit for use via American Express Travel
• Two American Express Lounge entries per year
• Two Qantas Club lounge invitations each year after purchasing eligible Qantas products and services
• Qantas Wine Premium membership

Help us help you by applying for the Qantas Amex Ultimate card here.

Qantas American Express Premium

Annual Fee: $249

Earn Rate:

• 2 Qantas Points per $1 spent on eligible Qantas products and services
• 1 Qantas Points per $1 spent on card purchases
• 0.5 Qantas Points per $1 spent on purchases at government bodies in Australia

Cardholder Benefits:

• 33,000 bonus Qantas Points after spending $3,000 in the first 3 months
• Two Qantas Club lounge invitations each year after purchasing eligible Qantas products and services
• Qantas Wine Premium membership

Help us help you by applying for the Qantas Amex Premium card here.

Citi Prestige Qantas

Annual Fee: $749

Earn Rate:

• 1.5 Qantas Points per $1 spent on eligible international purchases
• 1.5 Qantas Points per $1 spent on purchases with major airlines, hotel chains and restaurants in Australia
• 1 Qantas Point per $1 spent on purchases with major supermarkets, petrol outlets and national retailers
• 0.5 Qantas Points per $1 spent on other eligible domestic purchases

Cardholder Benefits:

• 100,000 bonus Qantas Points when you spend $7,500 on eligible purchases within 60 days from approval
• Priority Pass lounge access for you and one guest
• 4th night free when you book four consecutive nights at a range of hotels
• Luxury car transfers up to the value of $100 in selected cities across Australia
• A complimentary bottle of wine at any of Citi’s partner restaurants in Australia

Qantas Premier Platinum

Annual Fee: $299

Earn Rate:

• 1 Qantas Points per $1 up to $10,000 per statement period and 0.5 thereafter
• 1.5 Qantas Points per AU$1 equivalent spent on international purchases
• 1 additional Qantas Points per $1 spent with Qantas

Cardholder Benefits:

• 80,000 bonus Qantas Points when you spend $4,000 or more within 3 months
• 80 bonus Status Credits when you make an eligible purchase by 31 October 2021
• Up to 20% off selected Qantas domestic flights for up to 9 people, once per year
• Two domestic Qantas Club or Qantas International Business lounge invitations

NAB Qantas Rewards Signature

Annual Fee: $396

Earn Rate: 1 Qantas Point per $1 spent up to $5,000 then 0.5 Qantas Points per $1 spent from $5,001 to $20,000

Cardholder Benefits:

• 90,000 bonus Qantas Points when you spend $3,000 in the first 60 days, plus an additional 20,000 Qantas Points when you
• keep your card open for over 12 months

Help us help you by applying for the NAB Qantas Rewards Signature card here.

Westpac Altitude Qantas Black

Annual Fee: $300

Earn Rate: 0.75 Qantas Points per $1 spent on eligible purchases

Cardholder Benefits:

• Up to 120,000 bonus Qantas Points (90K after spending $4,000 within 90 days, plus 30K after the first eligible purchase in year 2)
• Existing Westpac customers save $100 on their first-year annual card fee
• Two Qantas Club lounge passes each year

Help us help you by applying for the Westpac Altitude Qantas Black card here.

St. George Amplify Qantas Signature

Annual Fee: $279

Earn Rate: 0.75 Qantas Points per $1 spent on eligible purchases

Cardholder Benefits:

• 90,000 bonus Qantas Points when you spend $6,000 on eligible purchases in the first 90 days from new card approval
• Two Qantas Club lounge passes each year

Help us help you by applying for the St George Amplify Qantas Signature card here.

ANZ Frequent Flyer Black

Annual Fee: $425

Earn Rate: 1 Qantas Point per $1 spent up to $7,500 per statement period, 0.5 thereafter

Cardholder Benefits:

• 120,000 bonus Qantas Points and $200 back when you spend $3,000 in the first 3 months
  Two Qantas Club lounge passes each year